Stearns County property record for 22918 Turtle Creek Cir, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,486 sqft · built 2000 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Apr 2026) |
| Tax Bill | $3,596 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-24641-0504 |
| Primary APN | 36-24641-0504 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 2,075 sqft |
| 1st Floor Area | 1,178 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,886 sqft (1.26 acres) |
| Lot Dimensions | 243 ft deep x 230 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22918 TURTLE CREEK CIR |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-8741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 003 BLK 001 TURTLE CREEK SECTION 20 TOWNSHIP 123 RANGE 030 SECTION 20 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 20 |
| Legal Subdivision | TURTLE CREEK |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22918 TURTLE CREEK CIR, COLD SPRING, MN 56320-8741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2026 · Amount on Record |
| Deed Sale | Apr 7, 2026 · Amount on Record |
| Prior Sale | Jun 5, 2000 · Amount on Record |
| Deed Document Number | 20261710857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 7, 2026 |
| Property Address | 22918 TURTLE CREEK CIR, COLD SPRING, MN 56320-8741 |
| Document Number | 0001710857 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026.1710857 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168,316.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22918 TURTLE CREEK CIR, COLD SPRING, MN 56320-8741 |
| Document Number | 0001710857, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 2026.1710857 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,596.00 (+5.45%) | ||
| 2025 | $384,700 (+8%) Land $93,000 Building $291,700 | $384,700 (+8%) Land $93,000 Building $291,700 | |
| 2023 | $3,410.00 | $356,200 Land $75,400 Building $280,800 | $356,200 Land $75,400 Building $280,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| Arvig Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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