22918 N McKenzie Dr, Rathdrum, ID 83858 Property Records

Kootenai County property record for 22918 N McKenzie Dr, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,360 sqft · built 2002
Lot Size	6.08 acres (264,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$688,940 (Apr 2021)
Tax Bill	$3,005 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020870030010`

Property Details

APN / Parcel Number

Primary APN	`020870030010`
Alternative APN	`226038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	3,360 sqft Living Area
1st Floor Area	3,360 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	264,975 sqft (6.08 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	226038
Street Address	22918 N MCKENZIE DR
City	RATHDRUM
State	ID
Zip	83858-7376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	ELKHORN RANCH ESTATES, LT 1 BLOCK 3 0352N04W
Legal Range	04W
Legal Township	52N
Legal Section	03
Legal Subdivision	ELKHORN RANCH ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2016
Census Tract	101

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22918 N MCKENZIE DR, RATHDRUM, ID 83858-7376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Feb 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
May 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2021 · Amount on Record
Deed Sale	Apr 7, 2021 · Amount on Record
Prior Sale	Nov 27, 2013
Deed Document Number	20212824438
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	2824438000
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	22918 N MCKENZIE DR, RATHDRUM, ID 83858-7376
Transaction Type	Mortgage
Record Updated	Jan 11, 2023
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2925025000
Date	Dec 28, 2022
Instrument	2925025000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Apr 7, 2021
Property Address	22918 N MCKENZIE DR, RATHDRUM, ID 83858-7376
Document Number	2824438000
Map Reference	MB I PG 217
Instrument Date	Mar 31, 2021
Instrument	2824438000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22918 N MCKENZIE DR, RATHDRUM, ID 83858-7376

Mortgage

Document Number	2824439000
Date	Apr 7, 2021
Instrument	2824439000

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	22918 N MCKENZIE DR, RATHDRUM, ID 83858-7376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2631081000
Date	Feb 9, 2018
Instrument	2631081000

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	22918 N MCKENZIE DR, RATHDRUM, ID 83858-7376
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	AMERICAN TITLE PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2693148000
Date	May 20, 2019
Instrument	2693148000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,005.00 (-5.71%) Homeowner's exemption	$1,032,475 (+1.25%) Land $467,045 Building $565,430	$1,032,475 (+1.25%) Land $467,045 Building $565,430
2024	$3,187.00 (+5.39%)
2023	$3,024.00 Homeowner's exemption	$1,019,693 (+0.53%) Land $472,163 Building $547,530	$1,019,693 (+0.53%) Land $472,163 Building $547,530
2022	Homeowner's exemption	$1,014,312 Land $466,782 Building $547,530	$1,014,312 Land $466,782 Building $547,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 86% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Intermax Networks Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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