Baldwin County property record for 22915 High Rdg Rd, Fairhope, AL 36532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,437 sqft · built 1978 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Oct 2025) |
| Tax Bill | $1,667 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-03-05-0-000-007.001 |
| Primary APN | 46-03-05-0-000-007.001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,437 sqft Heated Area |
| 1st Floor Area | 1,437 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 256 ft deep x 127 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 394866 |
|---|---|
| Street Address | 22915 HIGH RIDGE RD |
| City | FAIRHOPE |
| State | AL |
| Zip | 36532-3345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 127.5' X 256' HIGH RIDGE EST S1/2 OF LOT 4 SEC 5-6-2 (WD) |
| Legal Range | 02 |
| Legal Township | 06 |
| Legal Section | 05 |
| Legal Subdivision | HIGH RIDGE ESTATE |
| Legal Lot Number | 4 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 10709 |
22915 High Rdg Rd is owned and occupied by an individual who bought it in October 2025.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 21, 2025 | Warranty Deed, Transfer · FHA Mortgage FIRSTBANK |
| Jan 10, 2022 | Warranty Deed, Transfer |
| Jan 10, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on File |
| Deed Sale | Oct 21, 2025 · Amount on File |
| Prior Sale | Jan 10, 2022 · Amount on File |
| Deed Document Number | 20252217042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001927647 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 1927647 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Oct 21, 2025 |
| Property Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Document Number | 0002217042 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 2217042 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5098 WASHINGTON BLVD, ORANGE BEACH, AL 36561-4157 |
| Name | Verified Name |
|---|---|
| Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Document Number | 0002217043 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 2217043 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 10, 2022 |
| Property Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Document Number | 0001970188 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 1970188 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Name | Verified Name |
|---|---|
| Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 10, 2022 |
| Property Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Document Number | 0001970150 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 1970150 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
| Name | Verified Name |
|---|---|
| Address | 22915 HIGH RIDGE RD, FAIRHOPE, AL 36532-3345 |
The 2026 property tax bill for 22915 High Rdg Rd was $1,667, up 17.1% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,667.00 (+17.06%) | ||
| 2025 | $1,424.00 (+6.99%) | $45,960 (+6.98%) Land $15,640 Building $30,320 | $238,600 (+11.08%) Land $81,200 Building $157,400 |
| 2024 | $1,331.00 (+5.72%) | $42,960 (+5.71%) Land $15,000 Building $27,960 | $214,800 (+5.71%) Land $75,000 Building $139,800 |
| 2023 | $1,259.00 (+185.49%) Homeowner's exemption | $40,640 (+159.18%) | $203,200 (+29.76%) Land $73,100 Building $130,100 |
| 2022 | $441.00 (+11.08%) Homeowner's exemption | $15,680 | $156,600 Land $48,300 Building $108,300 |
| 2021 | $397.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 22915 High Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22915 High Rdg Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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