2291 Sutter Rd, Mckinleyville, CA 95519 Property Records

Humboldt County property record for 2291 Sutter Rd, Mckinleyville, CA 95519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 2018
Lot Size	0.309 acres (13,503 sqft)
Owner	Individual Name on File
Last Sale	$438,500 (Jan 2021)
Tax Bill	$5,827 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`509-240-045-000`

Property Details

APN / Parcel Number

Primary APN	`509-240-045-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	13,503 sqft (0.309 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2291 SUTTER RD
City	MCKINLEYVILLE
State	CA
Zip	95519-4227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B-2-T-
Legal Description	LOT 1 TR577 BK 23 PGS 138-141
Legal Tract	577
Legal Lot Number	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	NORTH COASTAL
Census Block Group	3
Census Block	3014
Census Tract	10502

Owner

2291 Sutter Rd is owned and occupied by an individual who bought it in January 2021.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 623, ARCATA, CA 95518-0623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Sep 24, 2018	Deed of Trust, Mortgage COAST CTRL CU
Sep 1, 2017	Grant Deed, Transfer · Conventional with PMI RYNEARSON RYNEARSON S & TR(PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	2021-002121
Record Updated	Jun 8, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jan 29, 2021
Property Address	2291 SUTTER RD, MCKINLEYVILLE, CA 95519-4227
Document Number	0000002121
Map Reference	MB 23 PG 138-141
Instrument Date	Jan 25, 2021
Instrument	2021-002121
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	HUMBOLDT LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 623, ARCATA, CA 95518-0623

Mortgage

Document Number	0000002122
Date	Jan 29, 2021
Instrument	2021-002122

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2291 SUTTER RD, MCKINLEYVILLE, CA 95519-4227
Document Number	0000017572
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1650 HANNAH CT MCKINLEYVILLE CA 955197229, MCKINLEYVILLE, CA 95519-7229

Mortgage

Document Number	0000017572
Date	Sep 26, 2018
Instrument	17572

Lender

Name	COAST CTRL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 1, 2017
Property Address	2291 SUTTER RD, MCKINLEYVILLE, CA 95519-4227
Document Number	0000015982
Instrument Date	Aug 29, 2017
Instrument	15982
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1650 HANNAH CT MCKINLEYVILLE CA 955197229, MCKINLEYVILLE, CA 95519-7229

Mortgage

Document Number	15983
Date	Sep 1, 2017
Instrument	15983

Lender

Name	RYNEARSON RYNEARSON S & TR(PT)
Address	1803 CENTRAL AVE, MCKINLEYVILLE, CA 95519-3624

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2291 Sutter Rd was $5,827 with a homeowner's exemption.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	McKinleyville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,827.00 Homeowner's exemption	$476,269 Land $135,304 Building $340,965
2023	$5,399.00 (-0.2%) Homeowner's exemption	$457,776 Land $130,050 Building $327,726
2022	$5,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2291 Sutter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2291 Sutter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCKINLEYVILLE C.S.D. serves 16,900 people · EPA ID CA1210016
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Sutter Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures