Harford County property record for 2291 Reckord Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,852 sqft · built 1997 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $716,000 (Sep 2023) |
| Tax Bill | $7,133 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-284387 |
| Primary APN | 03-284387 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,852 sqft Total Area |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 89,734 sqft (2.06 acres) |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Deck Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 284387 |
|---|---|
| Street Address | 2291 RECKORD RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 13 2.069 AC 2291 RECKORD ROAD DUNWOOD REV P 91/18 |
| Legal Subdivision | DUNWOOD SUB-DIVISION |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-284387
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2291 RECKORD RD, JOPPA, MD 21085-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NASA FCU |
| Sep 20, 2023 | Deed, Transfer · Conventional Mortgage TOPSIDE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Aug 22, 2005 · Amount on Record |
| Transfer Doc | 0025200312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2291 RECKORD RD, JOPPA, MD 21085-1525 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2291 RECKORD RD, JOPPA, MD 21085-1525 |
| Document Number | 0162530454 |
|---|---|
| Date | May 08, 2024 |
| Book Page | 16253/454 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 20, 2023 |
| Property Address | 2291 RECKORD RD, JOPPA, MD 21085-1525 |
| Document Number | 0160360427 |
| Book / Page | 16036 / 427 |
| Map Reference | MB 91 FO 18 |
| Instrument Date | Sep 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | FH TITLE INSURANCE AGENCY LLC, CU TITLE INSURANCCE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2291 RECKORD RD, JOPPA, MD 21085-1525 |
| Document Number | 0160360433 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 16036-0433 |
| Name | TOPSIDE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 01, 2038 |
| Change Frequency | Monthly |
| Min Rate At Change | 5.62% |
| Max Rate At Change | 9.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693,500 (+2.83%) | $731,700 (+8.5%) Land $110,300 Building $621,400 | |
| 2025 | $7,133.00 (+8.42%) | $674,400 (+8.15%) Land $110,300 Building $564,100 | $674,400 (-) Land $110,300 Building $564,100 |
| 2023 | $623,600 | $674,400 Land $110,300 Building $564,100 | |
| 2022 | $6,579.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253034001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 143 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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