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  2. Washington
  3. Whatcom County
  4. Bellingham
  5. E Smith Rd

2291 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 2291 E Smith Rd, Bellingham, WA 98226 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,368 sqft · built 1923
Lot Size13.8 acres (601,564 sqft)
OwnerIndividual Name on File
Last Sale$430,000 (Feb 2021)
Tax Bill$4,449 (2025)
Deeds & MortgagesDec 2023 Line of Credit
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN390336-238483-0000

Property Details

APN / Parcel Number

Primary APN390336-238483-0000
Alternative APNs
  • 105873
  • 578080
  • 485168

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,368 sqft Living Area
Gross Area1,384 sqft
1st Floor Area1,368 sqft
FlooringCarpet
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1963
Exterior MaterialWood
Roof MaterialMetal
Lot Area601,564 sqft (13.8 acres)
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchCovered Concrete/Masonry Porch
Porch Area82 sqft
Deck Area130 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number105873
Street Address2291 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 DEYON SHORT PLAT AS REC BOOK 7 SHORT PLATS PG 73-EXC PTN TO WHATCOM CO FOR RD DESC AF 940325124
Legal Range03
Legal Township39
Legal Section36
Legal SubdivisionDEYON SHORT PLAT
Legal Block2
Legal Lot Number4
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2001
Census Tract101

Owner

Source: Whatcom County records · APN 390336-238483-0000

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2291 E SMITH RD, BELLINGHAM, WA 98226-9511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2023Deed of Trust, Mortgage · Line of Credit
INDUSTRIAL CREDIT UNION
Feb 26, 2021Warranty Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2021 · Amount on Record
Deed SaleFeb 26, 2021 · Amount on Record
Prior SaleFeb 26, 2021 · Amount on Record
Deed Document Number20215096
Prior Transfer DateMay 09, 2000
Prior Transfer Doc0000501245
Record UpdatedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2291 E SMITH RD, BELLINGHAM, WA 98226-9511
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2291 E SMITH RD, BELLINGHAM, WA 98226-9511

Mortgage

Document Number0001200116
DateDec 04, 2023
Instrument2023-1200116
Lender
NameINDUSTRIAL CREDIT UNION
AddressBELLINGHAM, WA 98227
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateFeb 26, 2021
Property Address2291 E SMITH RD, BELLINGHAM, WA 98226-9511
Document Number0000205096
Instrument DateFeb 22, 2021
Instrument2021-0205096
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyNOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,885.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2291 E SMITH RD, BELLINGHAM, WA 98226-9511

Mortgage

Document Number0000205097
DateFeb 26, 2021
Instrument2021-0205097
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,449.00 (+17.11%)$579,497 (+5.55%) Land $316,203 Building $263,294$579,497 (+5.55%) Land $316,203 Building $263,294
2022$549,003 Land $374,300 Building $174,703$549,003 Land $374,300 Building $174,703
2021$3,799.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530730001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Northwest FiberFiber6,000 / 6,000
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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