2291 Dressel Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 2291 Dressel Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,731 sqft · built 2004
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2026)
Tax Bill	$2,251 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0861-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0861-0050`
Alternative APNs	`00455518` `455518`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,731 sqft Living Area
Gross Area	2,495 sqft
1st Floor Area	1,731 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	344 sqft
Patio Area	48 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00455518
Street Address	2291 DRESSEL AVE
City	SPRING HILL
State	FL
Zip	34609-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 861 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	861
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1031
Census Tract	40907

Owner

2291 Dressel Ave is owned and occupied by an individual who bought it in July 2026.

Source: Hernando County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
Aug 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 14, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Mar 11, 2015 · Amount on File
Deed Document Number	202645763
Deed Book / Page	4731 / 1916
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 8, 2026
Property Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108
Document Number	0000045763
Book / Page	4731 / 1916
Instrument Date	Jun 30, 2026
Instrument	202645763
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108

Mortgage

Document Number	0000045764,
Date	Jul 8, 2026
Instrument	202645764

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Aug 31, 2026
Property Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108
Document Number	0000058585
Book / Page	4753 / 1578
Instrument Date	Jun 30, 2026
Instrument	202658585
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	PARAMOUNT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108

Mortgage

Document Number	0000058585,
Date	Aug 31, 2026
Book Page	4753/1578
Instrument	202658585

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108

Mortgage

Document Number	0039211833
Date	Dec 8, 2020
Book Page	3921/1833
Instrument	2020076715

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2291 DRESSEL AVE, SPRING HILL, FL 34609-4108
Document Number	0035180643
Book / Page	003518 / 000643
Instrument Date	Oct 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2291 DRESSEL AVE SPRING HILL FL 346094108, SPRING HILL, FL 34609-4108

Mortgage

Document Number	0035180643
Date	Oct 23, 2017
Book Page	003518/000643
Instrument	60029

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92510

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2291 Dressel Ave was $2,251 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,251.00 Homeowner's exemption	$148,722	$244,001 Land $37,500 Building $206,501
2023		$140,321 (+3%) Land $140,321
2022	$1,530.00 Homeowner's exemption	$136,234	$243,662 Land $32,000 Building $211,662

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2291 Dressel Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2291 Dressel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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