2291 Charlotte Ave, Concord, CA 94518 Property Records

Contra Costa County property record for 2291 Charlotte Ave, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1959
Lot Size	0.161 acres (7,020 sqft)
Owner	2 Individual Names on File
Last Sale	$658,000 (Aug 2018)
Tax Bill	$7,180 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-262-010-9`

Property Details

APN / Parcel Number

Primary APN	`129-262-010-9`
Alternative APN	`129-262-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	1,684 sqft
1st Floor Area	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,020 sqft (0.161 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2291 CHARLOTTE AVE
City	CONCORD
State	CA
Zip	94518-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2651 LOT 172
Legal Subdivision	VISTA DIABLO
Legal Tract	2651
Legal Lot Number	172
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1001
Census Tract	337201

Owner

2291 Charlotte Ave is owned and occupied by two individuals who bought it in August 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2291 CHARLOTTE AVE, CONCORD, CA 94518-2534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jun 28, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 29, 2018	Grant Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2018 · Amount on File
Deed Sale	Aug 29, 2018 · Amount on File
Prior Sale	Oct 29, 2012 · Amount on File
Deed Document Number	2018138090
Prior Transfer Date	May 25, 1995
Prior Transfer Doc	0000094350
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2291 CHARLOTTE AVE, CONCORD, CA 94518-2534
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2291 CHARLOTTE AVE, CONCORD, CA 94518-2534

Mortgage

Document Number	0000096887
Date	Mar 31, 2021
Instrument	2021-096887

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2291 CHARLOTTE AVE, CONCORD, CA 94518-2534
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099934
Date	Jun 28, 2019
Instrument	2019-099934

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2018
Property Address	2291 CHARLOTTE AVE, CONCORD, CA 94518-2534
Document Number	0000138090
Map Reference	MB 70 PG 16
Instrument Date	Aug 22, 2018
Instrument	2018-138090
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2291 CHARLOTTE AVE, CONCORD, CA 94518-2534

Mortgage

Document Number	0000138091
Date	Aug 29, 2018
Instrument	2018-138091

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2291 Charlotte Ave was $7,180 with a veteran's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$748,686 (+2%) Land $494,952 Building $253,734
2025	$7,180.00 Disabled Person's exemption Veteran's exemption	$734,007 Land $485,248 Building $248,759
2023	$6,942.00 (+279.76%) Disabled Person's exemption Veteran's exemption	$705,506 Land $466,406 Building $239,100
2022	$1,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2291 Charlotte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2291 Charlotte Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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