22909 Forest Ridge Dr, Estero, FL 33928 Property Records

Lee County property record for 22909 Forest Ridge Dr, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,597 sqft · built 1999
Lot Size	0.166 acres (7,218 sqft)
Owner	Individual Name on File
Last Sale	$639,900 (Dec 2025)
Tax Bill	$3,106 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-47-25-E4-2600C.0330`

Property Details

APN / Parcel Number

Primary APN	`04-47-25-E4-2600C.0330`
Alternative APNs	`250447E42600C0330` `044725260000C0330` `10441959`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,597 sqft Living Area
Gross Area	3,975 sqft
1st Floor Area	1,952 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	7,218 sqft (0.166 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Florida Room
Porch Area	645 sqft
Patio Area	281 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10441959
Street Address	22909 FOREST RIDGE DR
City	ESTERO
State	FL
Zip	33928-4378
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARSH LANDING PH II PB 60 PG 92 BLK C LOT 33
Legal Range	25E
Legal Township	47S
Legal Section	04
Legal Subdivision	MARSH LANDING
Legal Phase	2
Legal Tract	E4
Legal Block	C
Legal Lot Number	33
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	50320

Owner

Source: Lee County assessment roll, APN 04-47-25-E4-2600C.0330, as of April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	22909 FOREST RIDGE DR, ESTERO, FL 33928-4378
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2025 · Amount on Record
Deed Sale	Dec 30, 2025 · Amount on Record
Prior Sale	May 16, 2000 · Amount on Record
Deed Document Number	2025342643
Prior Transfer Date	May 17, 2006
Prior Transfer Doc	0000205359
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Dec 30, 2025
Property Address	22909 FOREST RIDGE DR, ESTERO, FL 33928-4378
Document Number	0000342643
Map Reference	MB 60 PG 92&93
Instrument Date	Nov 21, 2025
Instrument	2025000342643
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	AMERICAN REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,479.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3530 LANSING LOOP UNIT 204, 204, ESTERO, FL 33928-3199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22909 FOREST RIDGE DR, ESTERO, FL 33928-4378

Mortgage

Document Number	0000342644
Date	Dec 30, 2025
Instrument	2025000342644

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Lee County assessment roll as of April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,106.00 (+7.66%) Homeowner's exemption	$250,679 (+5.99%)	$624,599 (+43.26%) Land $88,825 Building $535,774
2023	$2,885.00 (+4.64%) Homeowner's exemption	$236,518 (+9.21%)	$435,979 (+21.41%) Land $146,545 Building $289,434
2022	$2,757.00 Homeowner's exemption	$216,563	$359,096 Land $83,535 Building $275,561

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), as of September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503202, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 105 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	221 units insured incl. 116 condo units
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 243 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Orlando Telephone Company, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5360025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.