22909 161st Ave E, Graham, WA 98338 Property Records

Pierce County property record for 22909 161st Ave E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,984 sqft · built 2005
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$447,000 (Aug 2019)
Tax Bill	$6,609 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`051818-5-009`

Property Details

APN / Parcel Number

Primary APN	`051818-5-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,984 sqft Living Area
Gross Area	3,521 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	81 sqft
Deck Area	720 sqft
Patio Area	801 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	22909 161ST AVE E
City	GRAHAM
State	WA
Zip	98338-8621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 18 TOWNSHIP 18 RANGE 05 QUARTER 13 : L 1 OF S P 81-01-15-0129 EASE OF REC OUT OF 904403-004-0 (FORMERLY POR L 4 OF THE COUNTRY DIV 3)
Legal Range	05
Legal Township	18
Legal Section	18
Legal Subdivision	SP#8101150129
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	4
Census Block	4016
Census Tract	73118

Owner

22909 161st Ave E is owned and occupied by two individuals who bought it in August 2019.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22909 161ST AVE E, GRAHAM, WA 98338-8621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 30, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2019 · Amount on File
Deed Sale	Aug 23, 2019 · Amount on File
Prior Sale	Apr 29, 2016 · Amount on File
Deed Document Number	2019559
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 23, 2019
Property Address	22909 161ST AVE E, GRAHAM, WA 98338-8621
Document Number	0008230559
Instrument Date	Aug 16, 2019
Instrument	201908230559
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	OLD REPUBLIC TITLE LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,956.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22901 161ST AVE E, GRAHAM, WA 98338-8621

Mortgage

Document Number	0008230560
Date	Aug 23, 2019
Instrument	201908230560

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	0008230561
Date	Aug 23, 2019
Instrument	201908230561

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	22909 161ST AVE E, GRAHAM, WA 98338-8621
Document Number	1806080093
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	22901 161ST AVE E GRAHAM WA 98338, GRAHAM, WA 98338

Mortgage

Document Number	1806080093
Date	Jun 8, 2018
Instrument	201806080093

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22909 161st Ave E was $6,609, down 0.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,609.00 (-0.2%)	$584,600 Land $196,300 Building $388,300	$584,600 Land $196,300 Building $388,300
2025	$6,622.00 (+3.45%)
2024	$6,401.00 (-4.95%)	$541,400 (-7.78%) Land $171,400 Building $370,000	$541,400 (-7.78%) Land $171,400 Building $370,000
2023	$6,734.00	$587,100 Land $191,700 Building $395,400	$587,100 Land $191,700 Building $395,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22909 161st Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22909 161st Ave E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY/ELDORADO WATER SYSTEM serves 915 people · EPA ID WA5315522
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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