22908 Prophet Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 22908 Prophet Rd, Rock Falls, IL 61071

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$4,440 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN1616426008

Property Details

APN / Parcel Number

Primary APN1616426008
Alternative APN
  • 71448

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number71448
Street Address22908 PROPHET RD
CityROCK FALLS
StateIL
Zip61071-9539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 1 (LOT G) SE SEC 16 TWP 20 RNG 6 10908X
Legal Range06E
Legal Township20N
Legal Section16
Legal Lot Number1,G
JurisdictionWHITESIDE IL
Township / Civil DivisionHUME
Census Block Group1
Census Block1009
Census Tract800

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address22908 PROPHET RD, ROCK FALLS, IL 61071-9539
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address22908 PROPHET RD, ROCK FALLS, IL 61071-9539
Transaction TypeMortgage
Record UpdatedDec 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002173
DateMay 9, 2023
Instrument2023-02173
Lender
NameSAUK VALLEY BANK & TRUST COMPANY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term59 Months
DueApr 24, 2028

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionHume Township
Elementary School DistrictMontmorency Community Consolidated School District 145 (KG - 08)
Secondary School DistrictRock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,440.00$59,742 Land $13,893 Building $45,849
2024$179,226 Land $41,679 Building $137,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1985–2018)
Claims Outside the SFHA1 of 5
Most Recent ClaimFeb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Strada Communications
Fiber
1,000 / 1,000

May also be available: Nextlink.

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