22905 S Olive Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 22905 S Olive Ave, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 2005
Square Footage	4,047 sqft Living Area
Lot Size	88,426 sqft (2.03 acres)
Occupancy	Owner Occupied
Last Sale	$250,000 (2002)
Tax Bill	$10,770.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`228-140-250-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,047 sqft Living Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Architectural Style	Other Style
Construction Type	Wood Construction
Lot Area	88,426 sqft (2.03 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	22905 S OLIVE AVE
City	RIPON
State	CA
Zip	95366-9611
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	03-FM PT 228-140-10/PT TO 22-24/26/LLA/02118408
Legal Subdivision	A V STUART & CO SUBDIVISION #2
Legal Lot Number	12
Jurisdiction	SAN JOAQUIN CA
Minor Civil Division	RIPON
Census Blockgroup	4
Census Block	4011
Census Tract	5004

Owner

Source: San Joaquin County records · APN 228-140-250-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 749, RIPON, CA 95366-0749
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 24, 2002 · Amount on Record
Deed Sale	Dec 24, 2002 · Amount on Record
Prior Sale	Jun 10, 2004
Deed Doc Number	0000232378
Last Transfer Date	Nov 23, 2004
Transfer Doc	0000268512
Record Refreshed	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	22905 S OLIVE AVE, RIPON, CA 95366-9611
Transaction Type	Mortgage
Record Updated	Jan 09, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22905 S OLIVE AVE, RIPON, CA 95366-9611

Mortgage

Document Number	0000118296
Date	Dec 23, 2025
Instrument	2025-118296

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Ripon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,770.00 (+3.82%) Homeowner's exemption	$997,383 (+4.04%) Land $184,996 Building $812,387
2023	$10,374.00 (+1.62%) Homeowner's exemption	$958,655 Land $177,813 Building $780,842
2022	$10,209.00

Flood & Wildfire

22905 S Olive Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 57th percentile of exposed land nationally · 34th in California
Wildfire Likelihood	Moderate — about 1 in 862 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.