Effingham County property record for 22901 E 1600th Ave, Montrose, IL 62445
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,312 sqft · built 1900 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-15-014-004 |
| Primary APN | 10-15-014-004 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,312 sqft Base Area |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1,312 sqft |
| Unfinished Basement | 1,312 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 74,488 sqft (1.71 acres) |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 560 sqft |
| Street Address | 22901 E 1600TH AVE |
|---|---|
| City | MONTROSE |
| State | IL |
| Zip | 62445-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 320FT OF W 233FT OF E 685FT OF NE NE 1409/128 983/337&339 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | ST. FRANCIS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 950100 |
22901 E 1600th Ave is owned and occupied by two individuals.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22901 E 1600TH AVE, MONTROSE, IL 62445-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 22901 E 1600TH AVE, MONTROSE, IL 62445-5000 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3470/304 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 3470/304 |
| Instrument | 201901902055 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | May 29, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.98% |
| Type Change Date | May 29, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.98% |
| Index | 1-Year CMT |
| Max Rate | 8.98% |
The 2025 property tax bill for 22901 E 1600th Ave was $2,292 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | St. Francis Township |
| Unified School District | Dieterich Community Unit School District 30 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,292.00 | $47,870 Land $4,650 Building $43,220 | $143,610 Land $13,950 Building $129,660 |
| 2022 | $1,496.00 Homeowner's exemption | $35,810 Land $3,480 Building $32,330 | $107,430 Land $10,440 Building $96,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 22901 E 1600th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 22901 E 1600th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 800 / 400 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures