22901 245th St, Eldridge, IA 52748 Property Records

Scott County property record for 22901 245th St, Eldridge, IA 52748

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,009 sqft · built 1995
Lot Size	0.798 acres (34,761 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Sep 2021)
Tax Bill	$1,824 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`941139405`

Property Details

APN / Parcel Number

Primary APN	`941139405`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Building Area	2,009 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,761 sqft (0.798 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	145 sqft
Patio Area	545 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	22901 245TH ST
City	ELDRIDGE
State	IA
Zip	52748-9780
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WILLOW STREAM ESTATES LOT: 005 WILLOW STREAMESTATES - TITLE#82U214534 V.I.N.#18184
Legal Subdivision	WILLOW STREAM ESTATES
Legal Lot Number	5
Jurisdiction	SCOTT IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1042
Census Tract	10101

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22901 245TH ST, ELDRIDGE, IA 52748-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · VA Mortgage PLAZA HOME MORTGAGE INC
Jul 29, 2019	Deed of Trust, Mortgage · Balloon Mortgage BLUE GRASS SAVINGS BANK
Jun 19, 2020	Warranty Deed, Transfer · VA Mortgage RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on Record
Deed Sale	Sep 14, 2021 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	202131750
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 14, 2021
Property Address	22901 245TH ST, ELDRIDGE, IA 52748-9780
Document Number	202100031750
Instrument Date	Aug 4, 2021
Instrument	202100031750
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22901 245TH ST, ELDRIDGE, IA 52748-9780

Mortgage

Document Number	202100031752
Date	Sep 14, 2021
Instrument	202100031752

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	22901 245TH ST, ELDRIDGE, IA 52748-9780
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018759
Date	Jul 29, 2019
Instrument	201900018759

Lender

Name	BLUE GRASS SAVINGS BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jun 19, 2020
Property Address	22901 245TH ST, ELDRIDGE, IA 52748-9780
Document Number	202000017629
Instrument Date	Mar 19, 2020
Instrument	202000017629
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22901 245TH ST, ELDRIDGE, IA 52748-9780

Mortgage

Document Number	202000017631
Date	Jun 19, 2020
Instrument	202000017631

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,824.00	$196,400 (-) Land $61,400 Building $135,000	$196,400 (-) Land $61,400 Building $135,000
2025	$1,824.00 (-6.37%) Homeowner's exemption	$196,400 (+0.92%) Land $61,400 Building $135,000	$196,400 (+0.92%) Land $61,400 Building $135,000
2024	$1,948.00 (-8.03%)
2023		$194,600 Land $61,400 Building $133,200	$194,600 Land $61,400 Building $133,200
2022	$2,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2000–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2002 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLOW STREAM ESTATES MOBILE HOME private · serves 110 people · EPA ID IA8230301
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

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