229 Wilson Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 229 Wilson Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.284 acres (12,399 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2022)
Tax Bill	$2,820 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00914.00`

Property Details

APN / Parcel Number

Primary APN	`17.00914.00`

Exterior

Lot Area	12,399 sqft (0.284 acres)

Location & Zoning

Street Address	229 WILSON AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-014 BLOCK-021 & LOT 15
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	21
Legal Lot Number	14-15
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4035
Census Tract	21201

Owner

229 Wilson Ave NE is owned and occupied by an individual who bought it in March 2022.

Source: Benton County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 31, 2018	Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Sep 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	2022459555
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	0000425035
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447

Mortgage

Document Number	0000451348
Date	Apr 12, 2021
Instrument	451348

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Jun 1, 2048

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 23, 2022
Property Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447
Document Number	0000459555
Instrument Date	Mar 18, 2022
Instrument	459555
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447

Mortgage

Document Number	0000459556
Date	Mar 23, 2022
Instrument	459556

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON MN
Recording Date	May 31, 2018
Property Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447
Document Number	429661
Instrument Date	May 29, 2018
Instrument	429661
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447

Mortgage

Document Number	429662
Date	May 31, 2018
Instrument	429662

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Sep 13, 2017
Property Address	229 WILSON AVE NE, SAINT CLOUD, MN 56304-0447
Document Number	425035
Instrument Date	Sep 5, 2017
Instrument	425035
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 229 Wilson Ave NE was $2,820 with a homeowner's exemption.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,820.00 Homeowner's exemption	$224,300 Land $30,000 Building $194,300	$224,300 Land $30,000 Building $194,300
2023	$2,666.00	$206,600 Land $30,000 Building $176,600	$206,600 Land $30,000 Building $176,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Wilson Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 229 Wilson Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

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