229 Treasure Beach Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 229 Treasure Beach Rd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,637 sqft · built 2015
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Nov 2022)
Tax Bill	$9,315 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`182891-2080`

Property Details

APN / Parcel Number

Primary APN	`182891-2080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,637 sqft Living Area
Gross Area	2,027 sqft
1st Floor Area	1,637 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	229 TREASURE BEACH RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-7331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	11-43 TREASURE BCH 2ND ADDN LOT 208 BLK 1 OR5660/1900
Legal Range	30E
Legal Township	08S
Legal Section	27
Legal Subdivision	TREASURE BEACH SECOND ADDITION
Legal Block	1
Legal Lot Number	208
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	21404

Owner

Source: St. Johns County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 TREASURE BEACH RD, ST AUGUSTINE, FL 32080-7331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
May 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2022 · Amount on Record
Deed Sale	Nov 4, 2022 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Document Number	2022102646
Deed Book / Page	5660 / 1900
Prior Transfer Date	May 5, 2020
Prior Transfer Doc	0049441685
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 16, 2026
Property Address	229 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7331
Document Number	0000051613
Book / Page	6384 / 1481
Instrument Date	May 22, 2026
Instrument	202651613
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7331

Mortgage

Document Number	0000051614,
Date	Jun 16, 2026
Instrument	202651614

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 4, 2022
Property Address	229 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7331
Document Number	0056601900
Book / Page	5660 / 1900
Map Reference	MB 11 PG 42-44
Instrument Date	Nov 4, 2022
Instrument	2022102646
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2381 UPPER RD, 2381, SHAMOKIN, PA 17872-7825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7331

Mortgage

Document Number	0056601902
Date	Nov 4, 2022
Instrument	5660/1902

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	13%
Index	Other
Max Rate	13%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 30, 2021
Property Address	229 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7331
Document Number	0054571835
Book / Page	5457 / 1835
Map Reference	MB 11 PG 42-44
Instrument Date	Dec 30, 2021
Instrument	2021140828
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 KALLI CREEK LN, 809, SAINT AUGUSTINE, FL 32080-5816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7331

Mortgage

Document Number	0054571837
Date	Dec 30, 2021
Instrument	5457/1837

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 18, 2020
Property Address	229 TREASURE BEACH RD, SAINT AUGUSTINE, FL 32080-7331
Document Number	0049441685
Book / Page	004944 / 001685
Instrument Date	May 5, 2020
Instrument	38065
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	809 KALLI CREEK LN ST AUGUSTINE FL 320805816, ST AUGUSTINE, FL 32080-5816

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$658,371 (-0.01%) Land $265,000 Building $393,371	$658,371 (-0.01%) Land $265,000 Building $393,371
2025	$9,315.00 (+10.52%) Homeowner's exemption	$658,423 (+7.58%)	$658,423 (+7.58%) Land $278,000 Building $380,423
2024	$8,428.00 (+3.18%)
2023	$8,168.00 (+10.93%) Homeowner's exemption	$612,005 (+12.33%)	$612,005 (+12.33%) Land $257,600 Building $354,405
2022	$7,363.00 Homeowner's exemption	$544,817	$544,817 Land $173,600 Building $371,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 396 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	452 units insured incl. 56 condo units
Nearby Flood Claims	576 (1982–2025)
Claims Outside the SFHA	6 of 576
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irma, Oct 2017 · 90 claims Hurricane Matthew, Oct 2016 · 354 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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