229 Tecumseh Ln, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 229 Tecumseh Ln, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,673 sqft · built 2004
Lot Size	0.174 acres (7,589 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jul 2022)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`C56-000-596-2240-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-2240-7`
Alternative APN	`22-2S-25-1111-000D-0040`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,673 sqft Heated Area
Gross Area	3,907 sqft
1st Floor Area	1,379 sqft
Upper Floors Area	1,331 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2004
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	7,589 sqft (0.174 acres)
Garage Type	Finished
Garage Area	708 sqft
Porch	Open Porch
Porch Area	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	229 TECUMSEH LN
City	MARY ESTHER
State	FL
Zip	32569-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBIA BAY SOUTH LOT 4 BLK D
Legal Range	25
Legal Township	02S
Legal Section	22
Legal Subdivision	COBIA BAY SOUTH
Legal Block	D
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2016
Census Tract	23100

Owner

229 Tecumseh Ln is owned by two individuals who bought it in July 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4124 INTERLAKE AVE N, SEATTLE, WA 98103-8152
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 21, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE ONE/SOUTH
Jun 22, 2017	Warranty Deed, Transfer · VA Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	Aug 19, 2014 · Amount on File
Deed Document Number	0036333512
Deed Book / Page	3305 / 0506
Prior Transfer Date	Jun 22, 2017
Prior Transfer Doc	3142721
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	229 TECUMSEH LN, MARY ESTHER, FL 32569-2220
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4124 INTERLAKE AVE N, SEATTLE, WA 98103-8152

Mortgage

Document Number	0036333514
Date	Jul 20, 2022
Book Page	3633/3514
Instrument	3565841

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 21, 2020
Property Address	229 TECUMSEH LN, MARY ESTHER, FL 32569-2220
Document Number	0034764248
Book / Page	003476 / 004248
Instrument Date	Jul 17, 2020
Instrument	3374753
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	229 TECUMSEH LN MARY ESTHER FL 325692220, MARY ESTHER, FL 32569-2220

Mortgage

Document Number	34764250
Date	Jul 21, 2020
Book Page	003476/004250
Instrument	3374754

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 22, 2017
Property Address	229 TECUMSEH LN, MARY ESTHER, FL 32569-2220
Document Number	0033050506
Book / Page	3305 / 0506
Map Reference	MB20 PG4&5
Instrument Date	Jun 19, 2017
Instrument	3142721
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 SYCAMORE MOON, 706, SAN ANTONIO, TX 78216-8031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 TECUMSEH LN, MARY ESTHER, FL 32569-2220

Mortgage

Document Number	0003142722
Date	Jun 22, 2017
Instrument	3142722

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 229 Tecumseh Ln was $5,907.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,907.00	$496,273 Land $129,210 Building $367,063	$496,273 Land $129,210 Building $367,063
2023	$7,510.00 (+48.42%)	$614,114 (+33.33%) Land $86,625 Building $527,489	$614,114 (+0.82%) Land $86,625 Building $527,489
2022	$5,060.00 Homeowner's exemption	$460,598	$609,093 Land $80,958 Building $528,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Tecumseh Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Tecumseh Ln is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, LiveOak Fiber, Verizon.

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