229 Summit Rdg, White Lake, MI 48386 Property Records

Oakland County property record for 229 Summit Rdg, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,962 sqft · built 1988
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2025)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`Y-12-25-230-009`

Property Details

APN / Parcel Number

Primary APN	`Y-12-25-230-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
1st Floor Area	981 sqft
Basement Area	478 sqft
Unfinished Basement	478 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	20,038 sqft (0.46 acres)
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	229 SUMMIT RDG
City	WHITE LAKE
State	MI
Zip	48386-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T3N, R8E, SEC 25 PART OF NE 1/4 BEG AT PT DIST S 1322.01 FT & S 89-48-00 W 208.33 FT FROM NE SEC COR, TH S 89-48-00 W 193.32
Legal Range	08E
Legal Township	03N
Legal Section	25
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1000
Census Tract	130700

Owner

229 Summit Rdg is owned by an individual who bought it in November 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3681 KAREN PKWY, 101, WATERFORD, MI 48328-4662
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Deed Document Number	2025143149
Deed Book / Page	60698 / 485
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 13, 2025
Property Address	229 SUMMIT RDG, WHITE LAKE, MI 48386-3513
Document Number	20250143149
Book / Page	60698 / 485
Instrument Date	Oct 29, 2025
Instrument	20250143149
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7, FIFE LAKE, MI 49633-0007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 SUMMIT RDG, WHITE LAKE, MI 48386-3513

Mortgage

Document Number	0060698518
Date	Nov 13, 2025
Instrument	60698/518

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 17, 2018
Property Address	229 SUMMIT RDG, WHITE LAKE, MI 48386-3513
Document Number	0000152356
Book / Page	052187 / 000265
Instrument Date	Sep 13, 2018
Instrument	152356
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2762 BAY DR WEST BLOOMFIELD MI 483242028, WEST BLOOMFIELD, MI 48324-2028

Tax Assessment & Valuation

The 2025 property tax bill for 229 Summit Rdg was $4,640, down 26.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,640.00 (-26.72%)	$174,770 (-)	$349,540 (-)
2024	$6,332.00 (+6.06%)	$174,770 (-)	$349,540 (-)
2023	$5,970.00	$174,770	$349,540
2021	$5,406.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 229 Summit Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Summit Rdg is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Also Mapped Here	WATERFORD TOWNSHIP
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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