St. Clair County property record for 229 Summers Trce, Belleville, IL 62220
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,088 sqft · built 2001 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Nov 2021) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| APN | 08-32-0-205-016 |
| Primary APN | 08-32-0-205-016 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,088 sqft Living Area |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 988 sqft |
| Cooling System | Central |
|---|
| Street Address | 229 SUMMERS TRCE |
|---|---|
| City | BELLEVILLE |
| State | IL |
| Zip | 62220-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODRIDGE ESTATES 7TH ADD LOT/SEC-104 DOC A02724367 |
| Legal Subdivision | WOODRIDGE ESTATES |
| Legal Block | 205 |
| Legal Lot Number | 104 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | BELLEVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 503304 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 229 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2021 | Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP |
| Sep 1, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMUNITY BANK |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2021 · Amount on Record |
| Deed Sale | Nov 4, 2021 · Amount on Record |
| Prior Sale | Apr 24, 2002 · Amount on Record |
| Deed Document Number | 20212724367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Nov 4, 2021 |
| Property Address | 229 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Document Number | A02724367 |
| Map Reference | MB 92 PG 36 |
| Instrument Date | Nov 2, 2021 |
| Instrument | A02724367 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Title Company | TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 229 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Document Number | A02724368 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | A02724368 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 229 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | A02714740 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | A02714740 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 8 Months |
| Due | May 19, 2022 |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 229 SUMMERS TRCE, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2674418 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 229 SUMMERS TRCE BELLEVILLE IL 622202772, BELLEVILLE, IL 62220-2772 |
| Document Number | 00A2674418 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2674418 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 4, 2040 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Belleville City |
| County | St. Clair County |
| Elementary School District | Belleville School District 118 (PK - 08) |
| Secondary School District | Belleville Township High School District 201 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $110,789 (+33.85%) Land $16,094 Building $94,695 | $332,367 (+33.85%) Land $48,282 Building $284,085 |
| 2022 | $82,768 Land $13,389 Building $69,379 | $248,304 Land $40,167 Building $208,137 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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