229 Springside Dr, Elgin, IL 60124 Property Records

Kane County property record for 229 Springside Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,692 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$471,000 (Mar 2022)
Tax Bill	$13,358 (2025)
Deeds & Mortgages	Jan 2026 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-205-005`

Property Details

APN / Parcel Number

Primary APN	`06-19-205-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,692 sqft Living Area
Gross Area	5,596 sqft
Basement Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	229 SPRINGSIDE DR
City	ELGIN
State	IL
Zip	60124-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER SPRINGS LOT 116
Legal Subdivision	COPPER SPRINGS
Legal Block	1
Legal Lot Number	116
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1011
Census Tract	851911

Owner

229 Springside Dr is owned and occupied by an individual who bought it in March 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	229 SPRINGSIDE DR, ELGIN, IL 60124-8476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	Mar 9, 2011 · Amount on File
Deed Document Number	202216497
Prior Transfer Date	Jul 20, 2012
Prior Transfer Doc	0000048040
Record Updated	Oct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Jan 2, 2026
Property Address	229 SPRINGSIDE DR, ELGIN, IL 60124-8476
Document Number	0000000057
Map Reference	DOC 2004K147283
Instrument Date	Feb 19, 2025
Instrument	2026K000057
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 SPRINGSIDE DR, ELGIN, IL 60124-8476

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 24, 2022
Property Address	229 SPRINGSIDE DR, ELGIN, IL 60124-8476
Document Number	0000016497
Map Reference	DOC 2004K147283
Instrument Date	Mar 21, 2022
Instrument	2022K016497
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1804 SANTA FE DR, NAPERVILLE, IL 60563-4087

Mortgage

Document Number	0000016498
Date	Mar 24, 2022
Instrument	2022K016498

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.62%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	229 SPRINGSIDE DR, ELGIN, IL 60124-8476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067173
Date	Dec 27, 2017
Instrument	2017K067173

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 229 Springside Dr was $13,358 with a homeowner's exemption, down 2.8% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,358.00 (-2.78%) Homeowner's exemption	$178,573 (+8.57%) Land $43,240 Building $135,333	$535,933 (+8.57%) Land $129,772 Building $406,161
2024	$13,740.00 Homeowner's exemption	$164,477 Land $39,827 Building $124,650	$493,628 Land $119,529 Building $374,100
2022	$12,405.00 (+3.35%) Homeowner's exemption	$135,491 (+6.96%) Land $32,808 Building $102,683	$406,473 (+6.96%) Land $98,424 Building $308,049
2021	$12,003.00 Homeowner's exemption	$126,674 Land $30,673 Building $96,001	$380,022 Land $92,019 Building $288,003

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 229 Springside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 229 Springside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Springside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures