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229 Spreckels Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 229 Spreckels Dr, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,354 sqft · built 1983
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$749,000 (Aug 2004)
Tax Bill$13,333 (2025)
Deeds & MortgagesNov 2021 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN042-191-08

Property Details

APN / Parcel Number

Primary APN042-191-08
Alternative APN
  • 042-191-08-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,354 sqft Living Area
Gross Area2,754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Construction TypeWood
Roof MaterialWood Shingle
Lot Area3,920 sqft (0.09 acres)
TerrainSteep
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area114 sqft
Patio Area114 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address229 SPRECKELS DR
CityAPTOS
StateCA
Zip95003-4522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH CC PROPERTIES
Legal Block59
Legal Lot Number34
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group3
Census Block3016
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-191-08

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address229 SPRECKELS DR, APTOS, CA 95003-4522
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Aug 18, 2021Correction Deed · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 04, 2004 · Amount on Record
Deed SaleAug 04, 2004 · Amount on Record
Deed Document Number200456499
Last Transfer DateMar 09, 2020
Transfer Doc0000043092
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address229 SPRECKELS DR, APTOS, CA 95003-4522
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 SPRECKELS DR, APTOS, CA 95003-4522

Mortgage

Document Number0000055887
DateNov 10, 2021
Instrument2021-0055887
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address229 SPRECKELS DR, APTOS, CA 95003-4522
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014351
DateMay 29, 2019
Instrument2019-0014351
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2034

August 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 18, 2021
Property Address229 SPRECKELS DR, APTOS, CA 95003-4522
Document Number0000043092
Map ReferenceMB 23 PG 25
Instrument DateMar 09, 2020
Instrument2021-0043092
Record UpdatedMay 30, 2023
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address229 SPRECKELS DR, APTOS, CA 95003-4522

Mortgage

Document Number0000043093
DateAug 18, 2021
Instrument2021-0043093
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term154 Months
DueJun 01, 2034

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,064,926 (+2%) Land $638,956 Building $425,970
2025$13,333.00 (+10.02%) Homeowner's exemption$1,044,045 (+4.04%) Land $626,427 Building $417,618
2023$12,119.00 (+1.52%) Homeowner's exemption$1,003,503 Land $602,102 Building $401,401$1,217,610
2022$11,937.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 63 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims7 (2023)
Most Recent ClaimSep 2023, tidal / storm surge
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 564 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Etheric Communications, LLC., Surfnet Communications, AT&T, Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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