229 Smith Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 229 Smith Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,392 sqft · built 1987
Lot Size	2.08 acres (90,692 sqft)
Owner	2 Individual Names on File
Last Sale	$247,500 (Oct 2021)
Tax Bill	$3,084 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-014275`

Property Details

APN / Parcel Number

Primary APN	`06-014275`
Alternative APNs	`6014275` `014275`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,392 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	90,692 sqft (2.08 acres)

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Patio Area	66 sqft
Shed	1 Shed
Shed Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014275
Street Address	229 SMITH RD
City	RISING SUN
State	MD
Zip	21911-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	2.082 ACRE 229 SMITH ROAD S/E OF RISING SUN
Jurisdiction	CECIL MD
Township / Civil Division	6, RISING SUN
Census Block Group	1
Census Block	1014
Census Tract	30700

Owner

229 Smith Rd is owned and occupied by two individuals who acquired it in May 2025.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 SMITH RD, RISING SUN, MD 21911-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Jun 6, 1994 · Amount on File
Deed Book / Page	5005 / 472
Last Transfer Date	May 7, 2025
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Oct 18, 2021
Property Address	229 SMITH RD, RISING SUN, MD 21911-2203
Document Number	0050050472
Book / Page	5005 / 472
Instrument Date	Oct 1, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	229 SMITH ROAD, ELKTON, MD 21921

Mortgage

Document Number	0005005477
Date	Oct 18, 2021
Instrument	5005/477

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 229 Smith Rd was $3,084, up 1.7% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,084.00 (+1.68%)	$278,867	$293,200 Land $90,900 Building $202,300
2025	$3,033.00
2023	$1,946.00	$234,200	$266,600 Land $85,800 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

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