Cuming County property record for 229 S River St, West Point, NE 68788
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,304 sqft · built 1978 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,000 (Jul 2011) |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2022 Second Mortgage |
| APN | 0002090.00 |
| Primary APN | 0002090.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,580 sqft (0.197 acres) |
| Lot Dimensions | 130 ft deep x 66 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,120 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 336 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Patio Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 229 S RIVER ST |
|---|---|
| City | WEST POINT |
| State | NE |
| Zip | 68788-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LT 3, BLK 28, WPC |
| Legal Subdivision | 30125 |
| Legal Block | 28 |
| Legal Lot Number | 3 |
| Jurisdiction | CUMING NE |
| Township / Civil Division | WEST POINT |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 972800 |
229 S River St is owned and occupied by two individuals who bought it in July 2011.
Source: Cuming County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 229 S RIVER ST, WEST POINT, NE 68788-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit CHARTER BANK |
| May 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2011 · Amount on File |
| Deed Sale | Jul 18, 2011 · Amount on File |
| Deed Document Number | 20111042 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | Aug 20, 2026 |
| Property Address | 229 S RIVER ST, WEST POINT, NE 68788-1747 |
| Document Number | 0000001116 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20261116 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 229 S RIVER ST, WEST POINT, NE 68788-1747 |
| Document Number | 0000001116, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 20261116 |
| Name | CHARTER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 229 S RIVER ST, WEST POINT, NE 68788-1747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202200727 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202200727 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 25, 2047 |
The 2025 property tax bill for 229 S River St was $1,729.
Source: Cuming County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cuming County |
| Municipality | West Point City |
| Unified School District | West Point Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,005 (+6.56%) Land $9,440 Building $233,565 | $243,005 (+6.56%) Land $9,440 Building $233,565 | |
| 2025 | $1,729.00 | $228,050 Land $9,440 Building $218,610 | $228,050 Land $9,440 Building $218,610 |
| 2023 | $1,864.00 | $161,605 Land $8,580 Building $153,025 | $161,605 Land $8,580 Building $153,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 229 S River St; there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 9 (1980–2019) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 S River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 3,550 people · EPA ID NE3103904 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.83 mg/L (2026) action level 1.3 mg/L |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skywave Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Stealth Broadband Fixed Wireless | 100 / 25 |
May also be available: Nextlink, T-Mobile.
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