229 S Centennial Rd, Holland, OH 43528 Property Records

Lucas County property record for 229 S Centennial Rd, Holland, OH 43528

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,091 sqft · built 1995
Lot Size	1.99 acres (87,033 sqft)
Owner	Individual Name on Record
Last Sale	$362,000 (Jan 2021)
Tax Bill	$9,444 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2021 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`65-93541`

Property Details

APN / Parcel Number

Primary APN	`65-93541`
Alternative APN	`28234076`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,059 sqft
Attic	Attic
Attic Area	698 sqft
Basement Area	1,023 sqft

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	87,033 sqft (1.99 acres)
Lot Dimensions	625 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	229 S CENTENNIAL RD
City	HOLLAND
State	OH
Zip	43528-8588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	19-RA
Legal Description	HIDDEN FOREST PLAT THREE LOT 72 & AN UNDIVIDED 1/72INTEREST IN LOT A
Legal Subdivision	HIDDEN FOREST PLAT THREE
Legal Tract	91
Legal Lot Number	72,A
Jurisdiction	LUCAS OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3001
Census Tract	9101

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 S CENTENNIAL RD, HOLLAND, OH 43528-8588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 7, 2021	Warranty Deed, Transfer · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Feb 6, 1995 · Amount on Record
Deed Document Number	21100106
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	229 S CENTENNIAL RD, HOLLAND, OH 43528-8588
Transaction Type	Mortgage
Record Updated	Feb 8, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 S CENTENNIAL RD, HOLLAND, OH 43528-8588

Mortgage

Document Number	0000002708
Date	Jan 27, 2023
Instrument	202301270002708

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Jan 7, 2021
Property Address	229 S CENTENNIAL RD, HOLLAND, OH 43528-8588
Document Number	0000000893
Map Reference	VOL 134 PG 15
Instrument Date	Dec 30, 2020
Instrument	202101070000893
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	LOUISVILLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 S CENTENNIAL RD, HOLLAND, OH 43528-8588

Mortgage

Document Number	0000000894
Date	Jan 7, 2021
Instrument	202101070000894

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Springfield Township
Unified School District	Springfield Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,444.00 (+5.02%)	$151,515 (-) Land $48,825 Building $102,690
2024	$8,993.00 (+11.16%)	$151,515 (+29.57%) Land $48,825 Building $102,690	$432,900 (+29.57%) Land $139,500 Building $293,400
2023	$8,090.00 (+0.3%)	$116,935 (-) Land $40,950 Building $75,985
2022	$8,066.00 Homeowner's exemption	$116,935 Land $40,950 Building $75,985
2021			$334,100 Land $117,000 Building $217,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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