229 Rural St, Port Huron, MI 48060 Property Records

St. Clair County property record for 229 Rural St, Port Huron, MI 48060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 2003
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$149,900 (Jul 2022)
Tax Bill$3,203 (2025)
Deeds & MortgagesJul 2022 Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN74-06-270-0034-100

Property Details

APN / Parcel Number

Primary APN74-06-270-0034-100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions239 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address229 RURAL ST
CityPORT HURON
StateMI
Zip48060-4126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSW 50' OF LOT 17 BOYNTON'S PLAT
Legal SubdivisionBOYTONS PLAT SUBDIVISION
Legal Lot Number17
Legal Unit17
JurisdictionSAINT CLAIR MI
Township / Civil DivisionPORT HURON
Census Block Group1
Census Block1005
Census Tract623000

Owner

229 Rural St is owned and occupied by two individuals who acquired it in March 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address229 RURAL ST, PORT HURON, MI 48060-4126
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
MICHIGAN STATE HOUSING DEV AUTHORITY
Jul 27, 2022Warranty Deed, Transfer · FHA Mortgage
MICHIGAN MUTUAL INC
Jun 1, 2022Intrafamily Transfer, Transfer
Jun 13, 2022Re-recorded Document

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on File
Deed SaleJul 27, 2022 · Amount on File
Deed Document Number202217806
Deed Book / Page5546 / 34
Last Transfer DateMar 7, 2025
Transfer Doc0005795566
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address229 RURAL ST, PORT HURON, MI 48060-4126
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyPREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4671 KRAFT ROAD, FORT GRATIOT, MI 48059

Mortgage

Document Number0005545539
DateJul 26, 2022
Book Page5545/539
Instrument2022017674
Lender
NameMICHIGAN STATE HOUSING DEV AUTHORITY
TypeGovernment Agency
AddressLANSING, MI 48912
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 27, 2022
Property Address229 RURAL ST, PORT HURON, MI 48060-4126
Document Number0000554634
Book / Page5546 / 34
Map ReferenceLB C PG 22
Instrument DateJul 14, 2022
Instrument2022017806
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyHURON TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 506253, FORT GRATIOT, MI 48059

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 RURAL ST, PORT HURON, MI 48060-4126

Mortgage

Document Number0005545523
DateJul 26, 2022
Book Page5545/523
Instrument2022017673
Lender
NameMICHIGAN MUTUAL INC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAINT CLAIR MI
Recording DateJun 1, 2022
Property Address229 RURAL ST, PORT HURON, MI 48060-4126
Document Number0005527570
Book / Page5527 / 570
Map ReferenceLB C PG 22
Instrument DateApr 21, 2022
Instrument2022013440
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 596253, FORT GRATIOT, MI 48059-6253

June 2022: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionSAINT CLAIR MI
Recording DateJun 13, 2022
Property Address229 RURAL ST, PORT HURON, MI 48060-4126
Document Number0005531858
Book / Page5531 / 858
Map ReferenceLB C PG 22
Instrument DateApr 21, 2022
Instrument2022014439
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 596253, FORT GRATIOT, MI 48059-6253

Tax Assessment & Valuation

The 2025 property tax bill for 229 Rural St was $3,203 with a homeowner's exemption, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
MunicipalityPort Huron City
Unified School DistrictPort Huron Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,200 (+11.65%)$174,400
2025$3,203.00 (+2.66%) Homeowner's exemption$78,100
2024$3,120.00$156,200
2023$63,900
2022$1,507.00$127,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 229 Rural St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Rural St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PORT HURON
serves 28,983 people · EPA ID MI0005480
Water SourceSurface water
Last State InspectionNov 2021
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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