229 Primrose Ln, Hayesville, NC 28904 Property Records

Clay County property record for 229 Primrose Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,226 sqft · built 1988
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Company Names on File
Last Sale	$440,000 (Jun 2022)
Tax Bill	$1,218 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`556017009885`

Property Details

APN / Parcel Number

Primary APN	`556017009885`
Alternative APNs	`621117000` `7637301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Building Area	3,226 sqft Heated Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	52,708 sqft (1.21 acres)

Location & Zoning

Account Number	621117000
Street Address	229 PRIMROSE LN
City	HAYESVILLE
State	NC
Zip	28904-7372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 NICELY WOODS
Legal Subdivision	NICELY WOODS SUBDIVISION
Legal Lot Number	5
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2006
Census Tract	950201

Owner

229 Primrose Ln is owned by a company that acquired it in September 2024.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Company Names on File
Mailing Address	229 PRIMROSE LN, HAYESVILLE, NC 28904-7372
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on File
Deed Sale	Jun 28, 2022 · Amount on File
Prior Sale	Sep 16, 2014 · Amount on File
Deed Document Number	20221735
Deed Book / Page	466 / 81
Last Transfer Date	Sep 5, 2024
Transfer Doc	000484/487
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 28, 2022
Property Address	229 PRIMROSE LN, HAYESVILLE, NC 28904-7372
Document Number	0000466/81
Book / Page	466 / 81
Map Reference	CAB 2 SL 274
Instrument Date	Jun 28, 2022
Instrument	2022001735
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6244 UPPER HIGHTOWER RD, 6244, HIAWASSEE, GA 30546-2944

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	871 BLUE STEM RD, SEGUIN, TX 78155-7867

Mortgage

Document Number	2022001736
Date	Jun 28, 2022
Instrument	2022001736

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	229 PRIMROSE LN, HAYESVILLE, NC 28904-7372
Transaction Type	Mortgage
Record Updated	Sep 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Z14/0011
Date	Sep 4, 2019
Book Page	Z14/0011
Instrument	2019002000

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 229 Primrose Ln was $1,218, up 4.3% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,218.00 (+4.28%)	$360,700 (+58.62%) Land $41,100 Building $319,600	$360,700 (+58.62%) Land $41,100 Building $319,600
2025	$1,168.00	$227,400 Land $31,600 Building $195,800	$227,400 Land $31,600 Building $195,800
2023	$1,046.00	$227,400 Land $31,600 Building $195,800	$227,400 Land $31,600 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Primrose Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Primrose Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY CO WATER & SEWER DISTRICT serves 1,965 people · EPA ID NC0122010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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