St. Johns County property record for 229 Patrick Mill Cir, Ponte Vedra Beach, FL 32082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,609 sqft · built 1993 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,226 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 068561-0540 |
| Primary APN | 068561-0540 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,049 sqft |
| 1st Floor Area | 1,609 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 75 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 229 PATRICK MILL CIR |
|---|---|
| City | PONTE VEDRA BEACH |
| State | FL |
| Zip | 32082-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 23/1-5 CROSSROADS UT 1 LOT 54 OR1000/1444 & 3459/366(Q/C) |
| Legal Range | 29E |
| Legal Township | 04S |
| Legal Section | 45 |
| Legal Subdivision | CROSSROADS UNIT ONE |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | PONTE VEDRA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20704 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 229 PATRICK MILL CIR, PONTE VEDRA BEACH, FL 32082-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2011 |
| Transfer Doc | 0034590366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 13, 2026 |
| Property Address | 229 PATRICK MILL CIR, PONTE VEDRA BEACH, FL 32082-4014 |
| Document Number | 0000040838 |
| Book / Page | 6362 / 884 |
| Instrument Date | May 6, 2026 |
| Instrument | 202640838 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 229 PATRICK MILL CIR, PONTE VEDRA BEACH, FL 32082-4014 |
| Document Number | 0000040838, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 6362/884 |
| Instrument | 202640838 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 229 PATRICK MILL CIR, PONTE VEDRA BEACH, FL 32082-4014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049541614 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 4954/1614 |
| Instrument | 2020042093 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,070 (+2.7%) | $450,304 (+3.23%) Land $110,000 Building $340,304 | |
| 2025 | $2,226.00 (+14.57%) Homeowner's exemption | $179,231 (+5.99%) | $436,234 (+8.75%) Land $110,000 Building $326,234 |
| 2024 | $1,943.00 (+2.21%) | ||
| 2023 | $1,901.00 (+3.65%) Homeowner's exemption | $169,107 (+3%) | $401,143 (+6.07%) Land $110,000 Building $291,143 |
| 2022 | $1,834.00 Homeowner's exemption | $164,182 | $378,174 Land $100,800 Building $277,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 270 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 296 units insured incl. 26 condo units |
| Nearby Flood Claims | 23 (1994–2026) |
| Claims Outside the SFHA | 20 of 23 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-SAWGRASS GRID private · serves 13,023 people · EPA ID FL2551004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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