Cass County property record for 229 Oxbow Cir, Oxbow, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,470 sqft · built 1994 |
| Lot Size | 0.45 acres (19,559 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,975 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 78-0010-00110-000 |
| Primary APN | 78-0010-00110-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,470 sqft Living Area |
| Basement Area | 575 sqft |
| Finished Basement | 575 sqft |
| Unfinished Basement | 575 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,559 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 886 sqft |
| Deck Area | 486 sqft |
| Patio Area | 425 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 229 OXBOW CIR |
|---|---|
| City | OXBOW |
| State | ND |
| Zip | 58047-5007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 11 BLOCK: 0 ADDITION: OXBOW COUNTRY CLUB & ESTATES ADDITIONAL: OXBOW COUNTRY CLUB & ESTATES LOT 11 |
| Legal Subdivision | COUNTRY CLUB |
| Legal Lot Number | 11 |
| Jurisdiction | CASS ND |
| Township / Civil Division | OXBOW |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 40600 |
229 Oxbow Cir is owned and occupied by two individuals who acquired it in January 2021.
Source: Cass County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 229 OXBOW CIR, OXBOW, ND 58047-5007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2021 |
| Transfer Doc | 0001618761 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 229 OXBOW CIR, OXBOW, ND 58047-5007 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 229 OXBOW CIR, OXBOW, ND 58047-5007 |
| Document Number | 0001743813 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 1743813 |
| Name | CAMBRIA FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 229 Oxbow Cir was $4,975.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Oxbow City |
| Unified School District | Kindred Public School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,975.00 | $280,900 Land $31,050 Building $249,850 | $561,800 Land $62,100 Building $499,700 |
| 2023 | $5,917.00 | $262,050 Land $20,700 Building $241,350 | $524,100 Land $41,400 Building $482,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 Oxbow Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 195 (1978–2013) |
| Claims Outside the SFHA | 42 of 195 |
| Most Recent Claim | May 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 Oxbow Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 87% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS RURAL WATER DISTRICT-PHASE I private · serves 3,658 people · EPA ID ND0901060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MLGC.
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