229 Overlook Dr, Troy, NC 27371 Property Records

Montgomery County property record for 229 Overlook Dr, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1995
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Apr 2024)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6589 20 70 6833`

Property Details

APN / Parcel Number

Primary APN	`6589 20 70 6833`
Alternative APNs	`1483958` `1488624`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Finished Area
Basement Area	1,377 sqft
Unfinished Basement	1,377 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1488624
Street Address	229 OVERLOOK DR
City	TROY
State	NC
Zip	27371-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	CAROLINA FOREST LOT 160 CAROLINA FOR #160
Legal Subdivision	CAROLINA FOREST
Legal Lot Number	160
Jurisdiction	MONTGOMERY NC
Township / Civil Division	UWHARRIE
Census Block Group	1
Census Block	1043
Census Tract	960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8407 EARLY BIRD WAY, MINT HILL, NC 28227-3739
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed of Trust, Mortgage UWHARRIE BANK
Mar 26, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Feb 4, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Feb 6, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	2024382004
Deed Book / Page	941 / 22
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	229 OVERLOOK DR, TROY, NC 27371-9713
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 OVERLOOK DR, TROY, NC 27371-9713

Mortgage

Document Number	000913/566
Date	Nov 9, 2022
Book Page	913/566
Instrument	376181

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Nov 14, 2025

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Mar 26, 2021
Property Address	229 OVERLOOK DR, TROY, NC 27371-9713
Document Number	869/437
Book / Page	869 / 437
Map Reference	CAB A SL 584
Instrument Date	Mar 25, 2021
Instrument	367419
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 WINDCHASE CT, 3045, HIGH POINT, NC 27265-3032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 OVERLOOK DR, TROY, NC 27371-9713

Mortgage

Document Number	367420
Date	Mar 26, 2021
Instrument	367420

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	229 OVERLOOK DR, TROY, NC 27371-9713
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0820/0717
Date	Feb 4, 2019
Book Page	0820/0717
Instrument	357510

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Feb 6, 2018
Property Address	229 OVERLOOK DR, TROY, NC 27371-9713
Document Number	0803/0325
Book / Page	0803 / 0325
Map Reference	CAB A SL 584
Instrument Date	Feb 5, 2018
Instrument	353489
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 WINDCHASE CT, HIGH POINT, NC 27265-3032

Mortgage

Document Number	353490
Date	Feb 6, 2018
Instrument	353490

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,274 (-) Land $14,063 Building $178,211	$192,274 (-) Land $14,063 Building $178,211
2025	$1,182.00	$192,274 (-) Land $14,063 Building $178,211	$192,274 (-) Land $14,063 Building $178,211
2023		$192,274 Land $14,063 Building $178,211	$192,274 Land $14,063 Building $178,211

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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