229 N Adams St, Festus, MO 63028 Property Records

Jefferson County property record for 229 N Adams St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1936
Lot Size	0.163 acres (7,109 sqft)
Owner	Individual Name on Record
Tax Bill	$653 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`193.006.04019001`

Property Details

APN / Parcel Number

Primary APN	`193.006.04019001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1936
Construction Type	Frame
Lot Area	7,109 sqft
Garage Type	Detached
Garage Area	240 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	229 N ADAMS ST
City	FESTUS
State	MO
Zip	63028-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	GARBARINOS PT LOT 6
Legal Range	06
Legal Township	40
Legal Section	06
Legal Quarter	SE
Legal Subdivision	GARBARINOS
Legal Block	19
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	4
Census Block	4030
Census Tract	700801

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 N ADAMS ST, FESTUS, MO 63028-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT FINANCIAL INC
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 1993
Deed Sale	Dec 10, 1993
Deed Document Number	0006011720
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	229 N ADAMS ST, FESTUS, MO 63028-1936
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R011035
Date	Mar 12, 2021
Instrument	2021R-011035

Lender

Name	WRIGHT FINANCIAL INC
Address	CRYSTAL CITY, MO 63019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	229 N ADAMS ST, FESTUS, MO 63028-1936
Document Number	0000040716
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 N ADAMS ST FESTUS MO 630281936, FESTUS, MO 63028-1936

Mortgage

Document Number	0000040716
Date	Oct 27, 2020
Instrument	40716

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,000 (+3.45%) Land $1,500 Building $10,500
2024			$63,600 (+3.75%) Land $8,100 Building $55,500
2023	$653.00	$11,600 Land $1,500 Building $10,100	$61,300 Land $8,100 Building $53,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (1982–2024)
Claims Outside the SFHA	5 of 21
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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