229 Monte Vista Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 229 Monte Vista Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,747 sqft · built 1963
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,495 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-393-16`

Property Details

APN / Parcel Number

Primary APN	`041-393-16`
Alternative APN	`041-393-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,747 sqft Living Area
Gross Area	2,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	229 MONTE VISTA DR
City	APTOS
State	CA
Zip	95003-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	ROLLING GREEN ESTATE
Legal Lot Number	116
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	122204

Owner

229 Monte Vista Dr is owner-occupied and held in a trust since March 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	229 MONTE VISTA DR, APTOS, CA 95003-4014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 30, 2020	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Oct 9, 2020	Loan Modification, Mortgage · Conventional Mortgage COMERICA BK
Mar 6, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2020
Deed Sale	Mar 6, 2020
Prior Sale	Jan 12, 2012 · Amount on File
Deed Document Number	20207906
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0000007906
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	229 MONTE VISTA DR, APTOS, CA 95003-4014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MONTE VISTA DR, APTOS, CA 95003-4014

Mortgage

Document Number	0000052460
Date	Dec 7, 2020
Instrument	2020-0052460

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	229 MONTE VISTA DR, APTOS, CA 95003-4014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MONTE VISTA DR, APTOS, CA 95003-4014

Mortgage

Document Number	0000045138
Date	Oct 30, 2020
Instrument	2020-0045138

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	229 MONTE VISTA DR, APTOS, CA 95003-4014
Document Number	0000052462
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MONTE VISTA DR APTOS CA 950034014, APTOS, CA 95003-4014

Mortgage

Document Number	0000052462
Date	Dec 7, 2020
Instrument	52462

Lender

Name	COMERICA BK
Type	Bank
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 6, 2020
Property Address	229 MONTE VISTA DR, APTOS, CA 95003-4014
Document Number	0000007906
Map Reference	VOL 37 PG 56
Instrument Date	Feb 28, 2020
Instrument	2020-0007906
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1704, APTOS, CA 95001-1704

Mortgage

Document Number	0000007907
Date	Mar 6, 2020
Instrument	2020-0007907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 229 Monte Vista Dr was $7,495.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$631,622 (+2%) Land $315,811 Building $315,811
2025	$7,495.00	$619,236 Land $309,618 Building $309,618
2023	$6,816.00 (+1.87%)	$595,190 Land $297,595 Building $297,595	$1,092,240
2022	$6,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Monte Vista Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Monte Vista Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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