229 Monte Vista, #12, San Clemente, CA 92672 Property Records

Orange County property record for 229 Monte Vista, #12, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,000 sqft · built 1962
Owner	Individual Name on File
Last Sale	$780,000 (Apr 2026)
Tax Bill	$7,147 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Oct 2021 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`895-260-12`

Property Details

APN / Parcel Number

Primary APN	`895-260-12`
Alternative APN	`691-071-26`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	229 MONTE VIS, 12
City	SAN CLEMENTE
State	CA
Zip	92672-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3958 BLK LOT 51 UN 12 TR 3958 LOT 51 AN UND 181/5859 INT TOGETHER
Legal Subdivision	VISTA
Legal Tract	3958
Legal Lot Number	51
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	5
Census Block	5033
Census Tract	42201

Owner

229 Monte Vista, #12 is owned by an individual who bought it in April 2026.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	27459 VIA PETRA, SAN JUAN CAPISTRANO, CA 92675-5352
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 8, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 3, 2026	Grant Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Apr 3, 2026	Grant Deed, Transfer OS NATIONAL TITLE, USA NATIONAL TITLE
Dec 5, 2025	Grant Deed, Transfer USA NATIONAL TITLE COMPANY
Feb 1, 2024	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Dec 5, 2025 · Amount on File
Deed Document Number	202696386
Prior Transfer Date	Oct 6, 1995
Prior Transfer Doc	0000555822
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	229 MONTE VIS # 12, 12, SAN CLEMENTE, CA 92672-4831
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MONTE VISTA 12, 12, SAN CLEMENTE, CA 92672-4831

Mortgage

Document Number	0000621173
Date	Oct 8, 2021
Instrument	2021000621173

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	987 Months
Due	Jan 5, 2104

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	229 MONTE VIS # 12, 12, SAN CLEMENTE, CA 92672-4831
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MONTE VISTA 12, 12, SAN CLEMENTE, CA 92672-4831

Mortgage

Document Number	0000621174
Date	Oct 8, 2021
Instrument	2021000621174

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	987 Months
Due	Jan 5, 2104

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.55%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2026
Property Address	229 MONTE VIS, 12, SAN CLEMENTE, CA 92672-4831
Document Number	0000096385
Instrument Date	Apr 2, 2026
Instrument	202696385
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	27459 VIA PETRA, SAN JUAN CAPISTRANO, CA 92675-5352

Mortgage

Document Number	0000096387,
Date	Apr 3, 2026
Instrument	202696387

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2026
Property Address	229 MONTE VIS, 12, SAN CLEMENTE, CA 92672-4831
Document Number	0000096386
Instrument Date	Mar 20, 2026
Instrument	202696386
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	OS NATIONAL TITLE, USA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$86,658.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	229 MONTE VIS, 12, SAN CLEMENTE, CA 92672-4831

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 5, 2025
Property Address	229 MONTE VISTA # 12, 12, SAN CLEMENTE, CA 92672-4831
Document Number	0000338637
Map Reference	MB 139 PG 38&39
Instrument Date	Dec 3, 2025
Instrument	2025000338637
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 TECHNOLOGY DR # 210, 210, IRVINE, CA 92618-2301
Investor	Possibly a Property Investor

February 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ORANGE CA
Recording Date	Feb 1, 2024
Property Address	229 MONTE VIS # 12, 12, SAN CLEMENTE, CA 92672-4831
Document Number	0000022791
Map Reference	MB 139 PG 38&39
Instrument Date	Jan 22, 2024
Instrument	2024000022791
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MONTE VISTA # 12, 12, SAN CLEMENTE, CA 92672-4831

Tax Assessment & Valuation

The 2025 property tax bill for 229 Monte Vista, #12 was $7,147, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,000 (-8.96%) Land $580,299 Building $69,701
2025	$7,147.00 (+1.72%) Homeowner's exemption	$714,000 Land $647,990 Building $66,010
2024	$7,026.00 (+125.34%)
2023	$3,118.00 (+1.93%)	$307,119 Land $233,655 Building $73,464
2022	$3,059.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 229 Monte Vista, #12 in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Nearby Flood Policies	82 in force
Nearby Flood Claims	18 (1995–2026)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Sep 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 229 Monte Vista, #12 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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