229 Monarch Bay Dr, Dana Point, CA 92629 Property Records

Orange County property record for 229 Monarch Bay Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,583 sqft · built 2004
Lot Size	0.236 acres (10,287 sqft)
Owner	Company Name on File
Last Sale	$1,891,500 (Jul 2020)
Tax Bill	$57,261 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`670-111-25`

Property Details

APN / Parcel Number

Primary APN	`670-111-25`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,583 sqft Living Area
1st Floor Area	2,583 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,287 sqft (0.236 acres)
Garage Area	482 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	229 MONARCH BAY DR
City	DANA POINT
State	CA
Zip	92629-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3748 BLK LOT 103
Legal Subdivision	TRACT NO 3748
Legal Tract	3748
Legal Lot Number	103
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2013
Census Tract	42305

Owner

229 Monarch Bay Dr is owned by a company that bought it in July 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	229 MONARCH BAY DR, DANA POINT, CA 92629-3436
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · ARM UBS BANK USA
Jul 1, 2020	Grant Deed, Transfer NOT AVAILABLE
May 12, 2020	Loan Modification, Mortgage UBS BK USA
Jul 1, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	2020310507
Prior Transfer Date	Aug 29, 2007
Prior Transfer Doc	0000588153
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	229 MONARCH BAY DR, DANA POINT, CA 92629-3436
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000271953
Date	Jul 26, 2019
Instrument	2019000271953

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2020
Property Address	229 MONARCH BAY DR, DANA POINT, CA 92629-3436
Document Number	0000309603
Instrument Date	Jun 11, 2020
Instrument	309603
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$247,707.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	16775 VON KARMAN AVE #100 IRVINE CA 926064966, 100, IRVINE, CA 92606-4966
Investor	Possibly a Property Investor

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	229 MONARCH BAY DR, DANA POINT, CA 92629-3436
Document Number	0000310508
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	229 MONARCH BAY DR DANA POINT CA 926293436, DANA POINT, CA 92629-3436

Mortgage

Document Number	0000310508
Date	Jul 1, 2020
Instrument	310508

Lender

Name	UBS BK USA
Type	Bank
Address	ASH ST # 200, GLENDALE, CO 80246

Agreement

Amount	Amount on Record

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2020
Property Address	229 MONARCH BAY DR, DANA POINT, CA 92629-3436
Document Number	0000310507
Instrument Date	May 6, 2020
Instrument	310507
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	FIRST AMERICAN TITLE COMPANY-SUBDIV, FIRST AMERICAN TITLE CO-SUBDIV

Transaction

Amount	Amount on Record
Tax	$2,081.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	229 MONARCH BAY DR DANA POINT CA 926293436, DANA POINT, CA 92629-3436

Tax Assessment & Valuation

The 2025 property tax bill for 229 Monarch Bay Dr was $57,261.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,332,813 (+15.6%) Land $3,158,182 Building $3,174,631
2025	$57,261.00	$5,478,162 Land $3,096,257 Building $2,381,905
2023	$31,874.00 (-10.9%)	$2,976,027 Land $2,976,027
2022	$35,772.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 229 Monarch Bay Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1983–2024)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Monarch Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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