Hampshire County and Hadley Town property record for 229 Middle St, Hadley, MA 01035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,016 sqft · built 2010 |
| Lot Size | 0.959 acres (41,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Nov 2009) |
| Tax Bill | $10,534 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Jan 2021 Refinance + 1 more |
| APN | HADL M:0004B B:0042 L:0000 |
| Primary APN | HADL M:0004B B:0042 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,016 sqft Living Area |
| Gross Area | 8,260 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,761 sqft (0.959 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 229 MIDDLE ST |
|---|---|
| City | HADLEY |
| State | MA |
| Zip | 01035-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Block | 42 |
| Jurisdiction | HADLEY MA |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 821400 |
Source: Hampshire County and Hadley Town records · APN HADL M:0004B B:0042 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 229 MIDDLE ST, HADLEY, MA 01035-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Jan 07, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BNC NATIONAL BANK |
| Jan 10, 2020 | Deed of Trust, Mortgage · Line of Credit FREEDOM CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 05, 2009 · Amount on Record |
| Deed Sale | Nov 05, 2009 · Amount on Record |
| Deed Document Number | 200927404 |
| Deed Book / Page | 10015 / 137 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADLEY MA |
| Property Address | 229 MIDDLE ST, HADLEY, MA 01035-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 014441-330 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 14441/330 |
| Instrument | 2340 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADLEY MA |
| Property Address | 229 MIDDLE ST, HADLEY, MA 01035-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13928-180 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 13928/180 |
| Instrument | 373 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HADLEY MA |
| Property Address | 229 MIDDLE ST, HADLEY, MA 01035-9717 |
| Document Number | 13520-224 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 229 MIDDLE ST HADLEY MA 010359717, HADLEY, MA 01035-9717 |
| Document Number | 13520-224 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 013520/000224 |
| Instrument | 1231 |
| Name | FREEDOM CU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 22, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampshire County and Hadley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Hadley Town |
| Unified School District | Hadley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,534.00 (+4.36%) | $905,800 (+2.21%) Land $146,100 Building $759,700 | $729,030 (+5.21%) |
| 2024 | $10,094.00 (+5.07%) | $886,200 (+6.45%) Land $146,100 Building $740,100 | $692,930 |
| 2023 | $9,607.00 | $832,500 Land $146,100 Building $686,400 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 20 (1984–2023) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 24 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HADLEY DPW WATER DIVISION serves 4,819 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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