229 Melrose Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 229 Melrose Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1963
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$650,267 (Apr 2024)
Tax Bill	$13,091 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-00159-0000-00031`

Property Details

APN / Parcel Number

Primary APN	`10-00159-0000-00031`
Alternative APN	`100015900031`

Interior

Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	229 MELROSE AVE
City	MIDDLESEX
State	NJ
Zip	08846-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	80X100 32-34
Legal Subdivision	CREIGHTON MANOR
Legal Block	159
Legal Lot Number	31
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2022
Census Tract	102

Owner

229 Melrose Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 MELROSE AVE, MIDDLESEX, NJ 08846-1848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA
Jan 14, 2021	Executor's Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on File
Deed Sale	Apr 29, 2024 · Amount on File
Prior Sale	Jan 14, 2021 · Amount on File
Deed Document Number	202423448
Deed Book / Page	19447 / 1380
Record Updated	Sep 20, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 29, 2024
Property Address	229 MELROSE AVE, MIDDLESEX, NJ 08846-1848
Document Number	0000023448
Book / Page	19447 / 1380
Instrument Date	Apr 11, 2024
Instrument	2024023448
Transaction Type	Transfer
Record Updated	May 20, 2024
Title Company	FIRST TEAM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,720.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 PEARL ST, BRIDGEWATER, NJ 08807-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	229 MELROSE AVE, MIDDLESEX, NJ 08846-1848

Mortgage

Document Number	0000023449
Date	Apr 29, 2024
Instrument	2024023449

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year T-Bill
Max Rate	11.3%

January 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 14, 2021
Property Address	229 MELROSE AVE, MIDDLESEX, NJ 08846-1848
Document Number	2021007183
Book / Page	18235 / 1417
Instrument Date	Jan 8, 2021
Instrument	2021007183
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CARDINAL TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,613.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	351 OAK LEAF CIR, 351, LAKE MARY, FL 32746-3064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MELROSE AVE, MIDDLESEX, NJ 08846-1848

Mortgage

Document Number	2021007184
Date	Jan 14, 2021
Instrument	2021007184

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 229 Melrose Ave was $13,091, down 3.3% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,000 (+1.21%) Land $140,200 Building $484,800	$625,000 (+1.21%) Land $140,200 Building $484,800
2025	$13,091.00 (-3.29%)	$617,500 Land $140,200 Building $477,300	$617,500 Land $140,200 Building $477,300
2024	$13,536.00
2023		$407,200 Land $140,200 Building $267,000	$407,200 Land $140,200 Building $267,000
2022	$8,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Melrose Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 229 Melrose Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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