229 Mallard Dr, Galt, CA 95632 Property Records

Sacramento County property record for 229 Mallard Dr, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 1990
Lot Size	0.196 acres (8,514 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2012)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0460-024-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0460-024-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
1st Floor Area	1,712 sqft
2nd Floor Area	502 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,514 sqft (0.196 acres)
Garage Area	571 sqft
Parking Spaces	2 Parking Spaces
Pool Area	16,102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	229 MALLARD DR
City	GALT
State	CA
Zip	95632-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	QUAIL HOLLOW 02, LOT 30
Legal Subdivision	QUAIL HOLLOW 02
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2014
Census Tract	9502

Owner

229 Mallard Dr is owned and occupied by two individuals who bought it in November 2012.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	229 MALLARD DR, GALT, CA 95632-2411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Sep 25, 2017	Quit Claim Deed, Mortgage · VA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2012 · Amount on File
Deed Sale	Nov 21, 2012 · Amount on File
Prior Sale	Jul 6, 2012 · Amount on File
Deed Book / Page	20121121 / 1712
Prior Transfer Date	Feb 28, 1994
Prior Transfer Doc	9403001681
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	229 MALLARD DR, GALT, CA 95632-2411
Document Number	2101121142
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 MALLARD DR GALT CA 956322411, GALT, CA 95632-2411

Mortgage

Document Number	2101121142
Date	Jan 12, 2021
Instrument	2101121142

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 11, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	229 MALLARD DR, GALT, CA 95632-2411
Document Number	2004130119
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 MALLARD DR GALT CA 956322411, GALT, CA 95632-2411

Mortgage

Document Number	2004130119
Date	Apr 13, 2020
Instrument	2004130119

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Apr 12, 2047

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 25, 2017
Property Address	229 MALLARD DR, GALT, CA 95632-2411
Document Number	1709250882
Instrument Date	Sep 15, 2017
Instrument	1709250882
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 MALLARD DR GALT CA 956322411, GALT, CA 95632-2411

Mortgage

Document Number	1709211313
Date	Sep 25, 2017
Instrument	1709211313

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 229 Mallard Dr was $3,468, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,721 (+2%) Land $62,798 Building $244,923
2025	$3,468.00 (+4.46%)	$301,688 Land $61,567 Building $240,121
2024	$3,320.00 (+1.72%)
2023	$3,264.00 (+4.21%)	$289,975 Land $59,177 Building $230,798
2022	$3,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 229 Mallard Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1982–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Mallard Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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