229 Main St, Locust Gap, PA 17840 Property Records

Northumberland County property record for 229 Main St, Locust Gap, PA 17840

Property Summary

Property Type	Single Family Home
Lot Size	0.033 acres (1,463 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Sep 2025)
Tax Bill	$372 (2026)
Deeds & Mortgages	May 2019 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008-01-078-027`

Property Details

APN / Parcel Number

Primary APN	`008-01-078-027`

Exterior

Lot Area	1,463 sqft (0.033 acres)

Location & Zoning

Street Address	229 MAIN ST
City	LOCUST GAP
State	PA
Zip	17840-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 X 77
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	2
Census Block	2096
Census Tract	80900

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 MAIN ST, LOCUST GAP, PA 17840-7704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Sep 8, 2025	Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
Aug 1, 2018	Deed, Transfer · VA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	202511876
Deed Book / Page	3425 / 983
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	229 MAIN ST, LOCUST GAP, PA 17840-7704
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002922/857
Date	May 15, 2019
Book Page	2922/857
Instrument	201907516

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2048

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Sep 8, 2025
Property Address	229 MAIN ST, LOCUST GAP, PA 17840-7704
Document Number	003425/983
Book / Page	3425 / 983
Instrument Date	Aug 26, 2025
Instrument	202511876
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	EMBER ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	113 S CATAWISSA ST, MAHANOY CITY, PA 17948-2521

Mortgage

Document Number	0202511877
Date	Sep 8, 2025
Instrument	202511877

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Aug 1, 2018
Property Address	229 MAIN ST, LOCUST GAP, PA 17840-7704
Document Number	002868/072
Book / Page	2868 / 072
Instrument Date	Jul 31, 2018
Instrument	201811679
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 MAIN ST, LOCUST GAP, PA 17840-7704

Mortgage

Document Number	0201811680
Date	Aug 1, 2018
Instrument	201811680

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Mount Carmel Township
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$372.00 (+12.73%)	$3,050 (-) Land $100 Building $2,950
2024	$330.00	$3,050 (-) Land $100 Building $2,950
2023	$330.00	$3,050 Land $100 Building $2,950
1972			$3,050 Land $100 Building $2,950

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2008–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200

Cell Coverage

5G and 4G LTE (outdoors only)

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