229 Irla Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 229 Irla Dr, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,206 sqft · built 2011
Lot Size1.21 acres (52,838 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (May 2011)
Tax Bill$9,204 (2026)
Deeds & MortgagesMay 2022 Refinance
Flood ZoneZone X (minimal risk)
APNM:027-07600 B:38G L:0

Property Details

APN / Parcel Number

Primary APNM:027-07600 B:38G L:0
Alternative APNs
  • LUDL M:27 B:7600 P:38G
  • 10967

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,206 sqft Living Area
Gross Area5,634 sqft
Basement Area2,206 sqft
Unfinished Basement2,206 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area52,838 sqft (1.21 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10967
Street Address229 IRLA DR
CityLUDLOW
StateMA
Zip01056-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block7600
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1003
Census Tract810404

Owner

229 Irla Dr is owned and occupied by two individuals who bought it in May 2011.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address229 IRLA DR, LUDLOW, MA 01056-3248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2011 · Amount on File
Deed SaleMay 9, 2011 · Amount on File
Deed Document Number20112
Deed Book / Page18764 / 24
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address229 IRLA DR, LUDLOW, MA 01056-3248
Transaction TypeMortgage
Record UpdatedJun 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number024552-124
DateMay 18, 2022
Book Page24552/124
Instrument30205
Lender
NameLUSO FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term241 Months
DueJun 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 229 Irla Dr was $9,204, up 0.5% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,204.00 (+0.47%)$574,900 (+8.88%) Land $123,900 Building $451,000$579,271 (+35.56%)
2025$9,161.00 (-0.15%)$528,000 (+4.1%) Land $112,700 Building $415,300$427,310 (+0.87%)
2024$9,175.00 (+1.62%)$507,200 (+9.59%) Land $112,600 Building $394,600$423,605
2023$9,029.00$462,800 Land $103,100 Building $359,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Irla Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1996–2011)
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Irla Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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