Schenectady County and Rotterdam Town property record for 229 Howell St, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,212 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,500 (May 2018) |
| Tax Bill | $4,850 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.15-9-6 |
| Primary APN | 422800 59.15-9-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Upper Floors Area | 360 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 127 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 229 HOWELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,2DM FAGAN #4-23 PT24 4.-314-25 |
| Legal Subdivision | FAGAN S SUBDIVISION NO 4 |
| Legal Block | 9 |
| Legal Lot Number | 6.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 32901 |
229 Howell St is owned and occupied by an individual who bought it in May 2018.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 229 HOWELL ST, SCHENECTADY, NY 12303-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| May 31, 2018 | Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on File |
| Deed Sale | May 31, 2018 · Amount on File |
| Prior Sale | Jul 8, 2009 · Amount on File |
| Deed Document Number | 201823262 |
| Deed Book / Page | 1988 / 277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 229 HOWELL ST, SCHENECTADY, NY 12303-3271 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | PRIORITY 1 ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 229 HOWELL ST, SCHENECTADY, NY 12303-3271 |
| Document Number | 0000000525 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 5056/846 |
| Instrument | 202100525 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 31, 2018 |
| Property Address | 229 HOWELL ST, SCHENECTADY, NY 12303-3271 |
| Document Number | 0000023262 |
| Book / Page | 1988 / 277 |
| Instrument Date | May 15, 2018 |
| Instrument | 201823262 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 HOWELL ST, 229, SCHENECTADY, NY 12303-3271 |
| Name | Verified Name |
|---|---|
| Address | 8 AUDREY RD, LATHAM, NY 12110-2402 |
| Document Number | 0000023263 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 201823263 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 229 Howell St was $4,850 with exemptions applied, up 2.4% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,850.00 (+2.39%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,737.00 | $145,000 Land $12,000 Building $133,000 | $223,100 Land $18,463 Building $204,637 |
| 2023 | $145,000 Land $12,000 Building $133,000 | $190,800 Land $15,790 Building $175,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 Howell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 229 Howell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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