229 Howard St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 229 Howard St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,600 sqft · built 1900
Lot Size	0.129 acres (5,600 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Dec 2012)
Tax Bill	$5,048 (2026)
Deeds & Mortgages	Jan 2023 Refinance Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`50 0000 0081 A`

Property Details

APN / Parcel Number

Primary APN	`50 0000 0081 A`
Alternative APN	`LAWR M:0050 B:0000 L:0081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	3,024 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	50 0000 0081 A
Street Address	229 HOWARD ST
City	LAWRENCE
State	MA
Zip	01841-2905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Legal Lot Number	81
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2003
Census Tract	250800

Owner

229 Howard St, a duplex, is owned and occupied by an individual who bought it in December 2012.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	229 HOWARD ST, LAWRENCE, MA 01841-2905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2012 · Amount on File
Deed Sale	Dec 7, 2012 · Amount on File
Prior Sale	Jul 18, 2008 · Amount on File
Deed Book / Page	13250 / 241
Transfer Doc	013250-241
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	229 HOWARD ST, LAWRENCE, MA 01841-2905
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017670-297
Date	Jan 26, 2023
Book Page	17670/297
Instrument	1273

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	229 HOWARD ST, LAWRENCE, MA 01841-2905
Document Number	15156-45
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15156-45
Date	Jul 19, 2017
Book Page	015156/000045
Instrument	18225

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 229 Howard St was $5,048, up 2.8% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,048.00 (+2.77%)	$584,300 (+4.68%) Land $125,800 Building $458,500	$602,628
2025	$4,912.00 (+6.71%)	$558,200 (+12.18%) Land $125,800 Building $432,400
2024	$4,603.00 (-7.29%)	$497,600 (+1.82%) Land $121,600 Building $376,000
2023	$4,965.00	$488,700 Land $132,700 Building $356,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 229 Howard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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