229 Homer Rd, Commerce, GA 30529 Property Records

Jackson County property record for 229 Homer Rd, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,634 sqft · built 1970
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Tax Bill	$1,166 (2025)
Deeds & Mortgages	Oct 2025 Foreclosure Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`C16 085`

Property Details

APN / Parcel Number

Primary APN	`C16 085`
Alternative APN	`9470`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,634 sqft Heated Area
1st Floor Area	1,000 sqft
Attic	Attic
Attic Area	250 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Metal
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	88 ft deep x 48 ft wide
Porch	Slab
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Baseboard
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9470
Street Address	229 HOMER RD
City	COMMERCE
State	GA
Zip	30529-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.099 AC LOT 2 PBK 69 PG 112
Legal Lot Number	2
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2009
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2000 N CLASSEN BLVD, OKLAHOMA CITY, OK 73106-6016
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Foreclosure
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE
Feb 16, 2024	Foreclosure
Oct 24, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL
Dec 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Oct 11, 2021	Warranty Deed, Transfer
Aug 2, 2019	Quit Claim Deed, Mortgage HOMESTAR FIN'L
Oct 6, 2017	Loan Modification, Mortgage · Conventional Mortgage UNITED CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2025
Deed Sale	Oct 7, 2025
Prior Sale	Mar 6, 2025
Deed Book / Page	117I / 212
Prior Transfer Date	Feb 20, 2025
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 7, 2025
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Document Number	00117I0212
Book / Page	117I / 212
Instrument Date	Jul 14, 2025
Transaction Type	Foreclosure
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD, OKLAHOMA CITY, OK 73106-6016

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HOMER RD, COMMERCE, GA 30529-1870

Mortgage

Document Number	00098Z0000000154
Date	Oct 21, 2021
Book Page	000000098Z/0000000154

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2024: Foreclosure

Document Type	Foreclosure
Jurisdiction	JACKSON GA
Recording Date	Feb 16, 2024
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Document Number	00109U0133
Book / Page	109U / 133
Instrument Date	Feb 6, 2024
Transaction Type	Foreclosure
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Tax	$2.51
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HOMER RD, COMMERCE, GA 30529-1870

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 24, 2022
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Document Number	00104K0108
Book / Page	104K / 108
Instrument Date	Oct 24, 2022
Instrument	2022-004947
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HOMER ST, COMMERCE, GA 30529-1815

Mortgage

Document Number	000104K110
Date	Oct 24, 2022
Instrument	104K/110

Lender

Name	AMERIFIRST FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HOMER RD, COMMERCE, GA 30529-1870

Mortgage

Document Number	00100B0000000507
Date	Dec 23, 2021
Book Page	000000100B/0000000507

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 11, 2021
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Document Number	00098Z0153
Book / Page	98Z / 153
Instrument Date	Oct 11, 2021
Instrument	2021-005222
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HOMER RD, COMMERCE, GA 30529-1870

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 2, 2019
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Document Number	00085N0561
Book / Page	00085N / 000561
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 HOMER RD COMMERCE GA 305291870, COMMERCE, GA 30529-1870

Mortgage

Document Number	85N0562
Date	Aug 2, 2019
Book Page	00085N/000562

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	229 HOMER RD, COMMERCE, GA 30529-1870
Document Number	00078V0671
Book / Page	00078V / 000671
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HOMER ST COMMERCE GA 30529, COMMERCE, GA 30529

Mortgage

Document Number	00078V0671
Date	Nov 6, 2017
Book Page	00078V/000671

Lender

Name	UNITED CMNTY BK
Type	Bank
Address	COMMERCE, GA 30529

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,680 (-) Land $4,960 Building $38,720	$109,200 (-) Land $12,400 Building $96,800
2025	$1,166.00 (-3.24%)	$43,680 (-) Land $4,960 Building $38,720	$109,200 (-) Land $12,400 Building $96,800
2024	$1,205.00 (+4.51%)	$43,680 (+12.11%) Land $4,960 Building $38,720	$109,200 (+12.11%) Land $12,400 Building $96,800
2023	$1,153.00 (+19.73%) Homeowner's exemption	$38,960 (+28.16%) Land $4,960 Building $34,000	$97,400 (+28.16%) Land $12,400 Building $85,000
2022	$963.00 Homeowner's exemption	$30,400 Land $3,840 Building $26,560	$76,000 Land $9,600 Building $66,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable · DSL	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: TruVista Communications.

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