Franklin County property record for 229 Holmes St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba |
| Lot Size | 0.094 acres (4,085 sqft) |
| Owner | Company Name on Record |
| Last Sale | $13,000 (Feb 2026) |
| Tax Bill | $218 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 061-44-06-006.00 |
| Primary APN | 061-44-06-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 4,085 sqft (0.094 acres) |
| Lot Dimensions | 95 ft deep x 43 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Gravel Driveway |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 80772 |
|---|---|
| Street Address | 229 HOLMES ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWN SUB LT 1 |
| Legal Subdivision | BROWN |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 71200 |
Source: Franklin County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 315 W 2ND ST, FRANKFORT, KY 40601-2636 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2026 · Amount on Record |
| Deed Sale | Feb 6, 2026 · Amount on Record |
| Prior Sale | Nov 1, 2024 · Amount on Record |
| Deed Document Number | 2026898848 |
| Deed Book / Page | 643 / 869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 229 HOLMES ST, FRANKFORT, KY 40601-2164 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3433 CLAYS MILL RD, LEXINGTON, KY 40503-4120 |
| Document Number | 0M1799/375 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | M1799/375 |
| Instrument | 892968 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 21, 2030 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $218.00 (-20.44%) | $48,000 (-17.24%) Land $8,000 Building $40,000 | $48,000 (-17.24%) Land $8,000 Building $40,000 |
| 2023 | $274.00 (-0.72%) | $58,000 (-) | $58,000 (-) |
| 2022 | $276.00 | $58,000 | $58,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1978–1997) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frankfort Plant Board.
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