Clay County property record for 229 Elf School Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,526 sqft · built 2000 |
| Lot Size | 1.93 acres (84,071 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,782 (2026) |
| Deeds & Mortgages | Dec 2021 Transfer Mar 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 548901188677 |
| Primary APN | 548901188677 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,526 sqft Heated Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 84,071 sqft (1.93 acres) |
| Account Number | 4502301 |
|---|---|
| Street Address | 229 ELF SCHOOL RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 POLLY LEDFORD SUB |
| Legal Subdivision | POLLY LEDFORD SUB |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950101 |
Source: Clay County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8155 BAUTISTA WAY, PALM BEACH GARDENS, FL 33418-8182 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Intrafamily Transfer, Transfer |
| Mar 19, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 000460/173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Dec 28, 2021 |
| Property Address | 229 ELF SCHOOL RD, HAYESVILLE, NC 28904-6251 |
| Document Number | 000460/173 |
| Book / Page | 460 / 173 |
| Map Reference | CAB 4 SL 608 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2021004230 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1068, HAYESVILLE, NC 28904-1068 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 229 ELF SCHOOL RD, HAYESVILLE, NC 28904-6251 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2019 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | U14/0042 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | U14/0042 |
| Instrument | 2019000602 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HAYESVILLE, NC 28904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,782.00 (+23.37%) | $857,300 (+95.6%) Land $427,900 Building $429,400 | $857,300 (+95.6%) Land $427,900 Building $429,400 |
| 2025 | $2,255.00 (-1.1%) | $438,300 (-) Land $211,200 Building $227,100 | $438,300 (-) Land $211,200 Building $227,100 |
| 2023 | $2,280.00 | $438,300 Land $211,200 Building $227,100 | $438,300 Land $211,200 Building $227,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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