St. Louis County property record for 229 E Willow St, Duluth, MN 55811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1935 |
| Square Footage | 1,326 sqft Gross Area |
| Lot Size | 30,332 sqft (0.696 acres) |
| Garage | 720 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,288.00 (2026) |
| Primary APN | 010-0390-00190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,326 sqft Gross Area |
| 1st Floor | 884 sqft 1st Floor |
| Basement Area | 442 sqft Basement |
| Finished Basement | 442 sqft Finished |
| Stories | 1 Stories |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 30,332 sqft (0.696 acres) |
| Garage Area | 720 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 308 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 66 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1196730 |
|---|---|
| Street Address | 229 E WILLOW ST |
| City | DULUTH |
| State | MN |
| Zip | 55811-2628 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EX W 66 FT OF S 150 F SERIAL # |
| Legal Subdivision | CENTRAL ACRES DULUTH |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 1 |
| Census Block | 1075 |
| Census Tract | 302 |
Source: St. Louis County records · APN 010-0390-00190
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BANK OF COMMERCE |
| Sep 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE |
| Apr 06, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 30, 2017 | Affidavit of Death, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Jan 30, 2017 | Grant Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 16, 2026 |
| Property Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Document Number | 0001102519 |
| Instrument Date | May 21, 2026 |
| Instrument | 20261102519 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE STREAM, TITLE TEAM |
| Name | Verified Name |
|---|---|
| Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Document Number | 0001102519, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20261102519 |
| Name | INTERNATIONAL BANK OF COMMERCE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001072393 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 1072393 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Sep 12, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.5% |
| Index | 52-Week T-Bill (1-Year) |
| Margin | 3 |
| Max Rate | 15.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Document Number | 0001038859 |
|---|---|
| Date | Apr 06, 2021 |
| Instrument | 1038859 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 11, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 30, 2017 |
| Property Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Document Number | 000T981511 |
| Instrument Date | Jan 20, 2017 |
| Instrument | T981511 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 30, 2017 |
| Property Address | 229 E WILLOW ST, DULUTH, MN 55811-2628 |
| Document Number | 000T981512 |
| Instrument Date | Jan 20, 2017 |
| Instrument | T981512 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 229 E WILLOW ST DULUTH MN 558112628, DULUTH, MN 55811-2628 |
| Document Number | T981513 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | T981513 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2047 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,288.00 (+3.01%) Homeowner's exemption | ||
| 2025 | $3,192.00 (+5.56%) Homeowner's exemption | $318,200 (+25.67%) Land $75,700 Building $242,500 | $318,200 (+25.67%) Land $75,700 Building $242,500 |
| 2024 | $3,024.00 | $253,200 (+13.95%) Land $55,400 Building $197,800 | $253,200 (+13.95%) Land $55,400 Building $197,800 |
| 2022 | $222,200 Land $59,600 Building $162,600 | $222,200 Land $59,600 Building $162,600 |
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