229 E Loretta Ave, Stockton, CA 95207 Property Records

San Joaquin County property record for 229 E Loretta Ave, Stockton, CA 95207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1965
Lot Size	0.12 acres (5,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$866 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Jun 2022 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`081-225-310-000`

Property Details

APN / Parcel Number

Primary APN	`081-225-310-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Other
Construction Type	Wood
Lot Area	5,250 sqft (0.12 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	229 E LORETTA AVE
City	STOCKTON
State	CA
Zip	95207-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CITY/MUNI/TWP:STOCKTON MAP REF:MB 081 PG 22
Legal Subdivision	VILLA DORADO 01
Legal Lot Number	82
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2006
Census Tract	3306

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 E LORETTA AVE, STOCKTON, CA 95207-2934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Jun 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Apr 19, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Apr 19, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	3894-598
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	229 E LORETTA AVE, STOCKTON, CA 95207-2934
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 E LORETTA AVE, STOCKTON, CA 95207-2934

Mortgage

Document Number	0000067425
Date	Apr 16, 2021
Instrument	2021-067425

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	955 Months
Due	Nov 28, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Change Frequency	Annually
Index	1-Year LIBOR

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	229 E LORETTA AVE, STOCKTON, CA 95207-2934
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 E LORETTA AVE, STOCKTON, CA 95207-2934

Mortgage

Document Number	0000071879
Date	Jun 8, 2022
Instrument	2022-071879

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	941 Months
Due	Nov 28, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.01%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	14%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	229 E LORETTA AVE, STOCKTON, CA 95207-2934
Document Number	0000045790
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 E LORETTA AVE STOCKTON CA 952072934, STOCKTON, CA 95207-2934

Mortgage

Document Number	0000045790
Date	Apr 26, 2018
Instrument	45790

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Apr 25, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	229 E LORETTA AVE, STOCKTON, CA 95207-2934
Document Number	0000045791
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 E LORETTA AVE STOCKTON CA 952072934, STOCKTON, CA 95207-2934

Mortgage

Document Number	0000045791
Date	Apr 26, 2018
Instrument	45791

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months
Due	Apr 25, 2100

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Stockton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$866.00 (+4.46%) Homeowner's exemption	$73,351 (+4.04%) Land $16,175 Building $57,176
2023	$829.00 (+4.15%) Homeowner's exemption	$70,504 Land $15,548 Building $54,956
2022	$796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ezWave.

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