Bell County property record for 229 E Chester Ave, Middlesboro, KY 40965
| Property Type | Commercial |
|---|---|
| Details | 1,920 sqft |
| Owner | Individual Name on Record |
| Tax Bill | $378 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 082-20-00-119.00 |
| Primary APN | 082-20-00-119.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,920 sqft Living Area |
| Exterior Material | Concrete Block |
|---|---|
| Roof Material | Tar & Gravel |
| View / Lot | Flood Plain/Flood Zone |
| Cooling System | None |
|---|
| Account Number | 12097 |
|---|---|
| Street Address | 229 E CHESTER AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1218 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SE 12 (LOTS 17-20; BLK 12) |
| Legal Lot Number | 17-20 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 960600 |
Source: Bell County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9654 HIGHWAY 987 BROWNIES CRK, MIRACLE, KY 40856-8913 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 |
| Deed Sale | Jul 26, 2023 |
| Deed Document Number | 197449 |
| Deed Book / Page | D402 / 93 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Jul 26, 2023 |
| Property Address | 229 E CHESTER AVE, MIDDLESBORO, KY 40965-1218 |
| Document Number | 000D402/93 |
| Book / Page | D402 / 93 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 197449 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | BRIDGE TITLE COMPANY LLC, BLUE RIDGE TITLE COMPANY LLC |
| Tax | $50.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9654 HIGHWAY CREEK, MIRACLE, KY 40856 |
| Document Number | 0000197454 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 197454 |
| Name | FIRST CENTURY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 14, 2038 |
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $378.00 (+2.44%) | $35,300 (-) Land $35,300 | $35,300 (-) Land $35,300 |
| 2023 | $369.00 (-0.81%) | $35,300 (-) | $35,300 (-) |
| 2022 | $372.00 | $35,300 | $35,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 24 (1982–2021) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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