229 E Central Ave, Toledo, OH 43608 Property Records

Lucas County property record for 229 E Central Ave, Toledo, OH 43608

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1902
Lot Size	0.076 acres (3,300 sqft)
Owner	Company Name on Record
Last Sale	$5,000 (Sep 2013)
Tax Bill	$478 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-29797`

Property Details

APN / Parcel Number

Primary APN	`03-29797`
Alternative APN	`02131011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	924 sqft
Attic	Attic
Attic Area	924 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Metal
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	111 ft deep x 30 ft wide
View / Lot	Secondary
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	229 E CENTRAL AVE
City	TOLEDO
State	OH
Zip	43608-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	CUSHINGS ST HDWIG SUB LOT 29
Legal Subdivision	CUSHINGS ST HDWIG SUB
Legal Tract	10
Legal Lot Number	29
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	1
Census Block	1009
Census Tract	1001

Owner

Source: Lucas County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3429 JEANNETTE AVE, TOLEDO, OH 43608-1606
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN FEDERAL CREDIT UNION
Oct 6, 2023	Quit Claim Deed, Transfer Quitclaim
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2013 · Amount on Record
Deed Sale	Sep 20, 2013 · Amount on Record
Prior Sale	Jan 11, 2013 · Amount on Record
Deed Document Number	201350122
Last Transfer Date	Sep 30, 2023
Transfer Doc	0000032712
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jun 18, 2026
Property Address	229 E CENTRAL AVE, TOLEDO, OH 43608-1831
Document Number	0000023732
Instrument Date	Jun 17, 2026
Instrument	202623732
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000023732,
Date	Jun 18, 2026
Instrument	202623732

Lender

Name	SUN FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 6, 2023
Property Address	229 E CENTRAL AVE, TOLEDO, OH 43608-1831
Document Number	0000032712
Map Reference	VOL 14 PG 28
Instrument Date	Sep 30, 2023
Instrument	202310060032712
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 JEANNETTE AVE, TOLEDO, OH 43608-1606

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	229 E CENTRAL AVE, TOLEDO, OH 43608-1831
Document Number	0000021603
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 JEANNETTE AVE TOLEDO OH 436081606, TOLEDO, OH 43608-1606

Mortgage

Document Number	0000021603
Date	Jun 10, 2019
Instrument	21603

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 9, 2034

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$478.00 (+50.79%)	$3,150 (-40.4%) Land $1,995 Building $1,155	$9,000 (-) Land $5,700 Building $3,300
2024	$317.00 (-46.54%)	$5,285 (+30.17%) Land $1,995 Building $3,290	$9,000 (-22.41%) Land $5,700 Building $3,300
2023	$593.00 (+44.99%)	$4,060 (-) Land $875 Building $3,185
2022	$409.00	$4,060 Land $875 Building $3,185
2021			$11,600 Land $2,500 Building $9,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Amplex Wireless, AT&T.

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