229 Cobblestone Ln, Eureka Springs, AR 72631 Property Records

Carroll County property record for 229 Cobblestone Ln, Eureka Springs, AR 72631 · Last verified January 2026

Property Summary

Property Type	Rural Home
Details	3 ba · 4,309 sqft · built 2022
Lot Size	8.43 acres (367,646 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Dec 2025)
Tax Bill	$6,991 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-09003-000`

Property Details

APN / Parcel Number

Primary APN	`001-09003-000`
Alternative APNs	`17798.0` `8983`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,309 sqft Living Area
1st Floor Area	2,263 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Concrete
Foundation Type	Closed Piers
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	367,646 sqft (8.43 acres)
Garage Type	Attached
Driveway	Driveway
Driveway Area	7,510 sqft
Porch	Open Porch
Deck Area	635 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17798.0
Street Address	229 COBBLESTONE LN
City	EUREKA SPRINGS
State	AR
Zip	72631-8940
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S/2 SW
Legal Range	27
Legal Township	20
Legal Section	20
Jurisdiction	CARROLL AR
Township / Civil Division	CEDAR
Census Block Group	1
Census Block	1051
Census Tract	950201

Owner

Source: Carroll County records · APN 001-09003-000

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	229 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2020	Deed of Trust, Mortgage · Construction Mortgage AMERICAN EQUITY BANK
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2025 · Amount on Record
Deed Sale	Dec 10, 2025 · Amount on Record
Deed Document Number	2025R-00007083
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	229 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8940
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MWEST2020/10685
Date	Dec 01, 2020
Book Page	MWEST2020/10685

Lender

Name	AMERICAN EQUITY BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Nov 25, 2021

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	229 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8940
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8339
Date	Sep 28, 2022
Book Page	2022/8339

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL AR
Property Address	229 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8940
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/6734
Date	Jul 27, 2022
Book Page	2022/6734

Lender

Name	LUMINATE BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 01, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	6%
Index	Other
Max Rate	10%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL AR
Recording Date	Dec 10, 2025
Property Address	229 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8940
Document Number	2025R00007083
Instrument Date	Dec 05, 2025
Instrument	2025R-00007083
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	WASCO TITLE, WACO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W149N11982 RED HOLLY DR, GERMANTOWN, WI 53022-5698

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 COBBLESTONE LN, EUREKA SPRINGS, AR 72631-8940

Mortgage

Document Number	2025R00007084
Date	Dec 10, 2025
Instrument	2025R-00007084

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Carroll County
Unified School District	Eureka Springs School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,991.00 (-0.03%) Homeowner's exemption	$186,580 (+28.33%) Land $5,420 Building $181,160	$932,900 (+28.33%) Land $27,100 Building $905,800
2023	$6,993.00	$145,390 Land $3,170 Building $142,220	$726,950 Land $15,850 Building $711,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (05015C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 51% of Arkansas
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Total Highspeed	Fixed Wireless (unlicensed)	30 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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