Adams County property record for 229 Clover Ln, Monroe, IN 46772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,198 sqft · built 1999 |
| Lot Size | 0.27 acres (11,745 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,517 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-04-204-016.000-011 |
| Primary APN | 01-08-04-204-016.000-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,198 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Attic | Attic |
| Attic Area | 3,682 sqft |
| Basement Area | 1,428 sqft |
| Unfinished Basement | 1,428 sqft |
| Game Room | Game Room |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 11,745 sqft (0.27 acres) |
| Lot Dimensions | 135 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 540 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00974756641 |
|---|---|
| Street Address | 229 CLOVER LN |
| City | MONROE |
| State | IN |
| Zip | 46772-9474 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HILTY'S 1ST ADD LOT 14 |
| Legal Subdivision | HILTYS 1ST ADD |
| Legal Lot Number | 14 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30500 |
229 Clover Ln is owned and occupied by an individual.
Source: Adams County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 229 CLOVER LN, MONROE, IN 46772-9474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 229 CLOVER LN, MONROE, IN 46772-9474 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021002327 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021002327 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 229 Clover Ln was $2,517 with a homeowner's exemption, down 6.6% from the year before.
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Monroe Town |
| Unified School District | Adams Central Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,517.00 (-6.6%) Homeowner's exemption | $279,700 Land $29,800 Building $249,900 | $279,700 Land $29,800 Building $249,900 |
| 2024 | $2,695.00 (+10.36%) | ||
| 2023 | $2,442.00 (+8.78%) | $241,500 (+2.9%) Land $29,800 Building $211,700 | $241,500 (+2.9%) Land $29,800 Building $211,700 |
| 2022 | $2,245.00 | $234,700 Land $29,800 Building $204,900 | $234,700 Land $29,800 Building $204,900 |
| 2020 | $2,119.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 229 Clover Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 229 Clover Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE WATER DEPARTMENT serves 872 people · EPA ID IN5201004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber, Watch TV.
5G (outdoors only) and 4G LTE
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