229 Clark St, Lowell, IN 46356 Property Records

Lake County property record for 229 Clark St, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,730 sqft · built 1910
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Tax Bill	$997 (2024)
Deeds & Mortgages	May 2021 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-17-04-0031-0003`

Property Details

APN / Parcel Number

Primary APN	`002-17-04-0031-0003`
Alternative APNs	`45-19-23-332-017.000-008` `170400310003`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,730 sqft Living Area
Attic	Attic
Attic Area	130 sqft
Basement Area	696 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	99 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	002-17-04-0031-0003
Old Parcel Number	170400310003
Street Address	229 CLARK ST
City	LOWELL
State	IN
Zip	46356-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALSTEAD'S ADD. S. PT. LOTS 2 & 3 50X100 FT AND E 1/2 VAC ALLEY ADJ 506280
Legal Subdivision	HALSTEADS ADD
Legal Lot Number	2,3 3
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	1
Census Block	1011
Census Tract	43403

Owner

229 Clark St is owned and occupied by an individual who acquired it in March 1988.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	229 CLARK ST, LOWELL, IN 46356-1755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Transfer on Death Deed, Transfer
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN COMMUNITY BANK
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit TECH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 1988
Deed Sale	Mar 9, 1988
Record Updated	Jun 8, 2026

May 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	May 7, 2021
Property Address	229 CLARK ST, LOWELL, IN 46356-1755
Document Number	0000035842
Map Reference	MR A PG 446
Instrument Date	May 5, 2021
Instrument	2021-035842
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 CLARK ST, LOWELL, IN 46356-1755

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	229 CLARK ST, LOWELL, IN 46356-1755
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020608
Date	Mar 8, 2021
Instrument	2021-020608

Lender

Name	AMERICAN COMMUNITY BANK
Type	Bank
Address	SAINT JOHN, IN 46373

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	229 CLARK ST, LOWELL, IN 46356-1755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001263
Date	Jan 8, 2020
Instrument	2020 001263

Lender

Name	TECH CU
Type	Credit Union
Address	CROWN POINT, IN 46307

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 7, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,900 Land $19,100 Building $168,800	$187,900 Land $19,100 Building $168,800
2024	$997.00
2023		$166,700 (+5.37%) Land $19,100 Building $147,600	$166,700 (+5.37%) Land $19,100 Building $147,600
2022	$895.00	$158,200 Land $19,100 Building $139,100	$158,200 Land $19,100 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 229 Clark St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1990–2012)
Most Recent Claim	Oct 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 229 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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